183 Summer Ln, Mill Spring, NC 28756 Property Records

Polk County property record for 183 Summer Ln, Mill Spring, NC 28756

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,983 sqft · built 1999
Lot Size	2.26 acres (98,446 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Mar 2019)
Tax Bill	$4,415 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P55-326`

Property Details

APN / Parcel Number

Primary APN	`P55-326`
Alternative APN	`56776`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,983 sqft Finished Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	98,446 sqft (2.26 acres)
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	56776
Street Address	183 SUMMER LN
City	MILL SPRING
State	NC
Zip	28756-7701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPEN
Legal Description	LOT #19, LAKE ADGER, 0P08 PARKWAY VIEW 09
Legal Subdivision	PARKWAY VIEW
Legal Lot Number	19
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1001
Census Tract	920201

Owner

183 Summer Ln is owned and occupied by two individuals who bought it in March 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	183 SUMMER LN, MILL SPRING, NC 28756-7701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SHARONVIEW FCU
Dec 6, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Mar 4, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage SHARONVIEW FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2019 · Amount on File
Deed Sale	Mar 4, 2019 · Amount on File
Prior Sale	Aug 4, 2000 · Amount on File
Deed Book / Page	439 / 36
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	183 SUMMER LN, MILL SPRING, NC 28756-7701
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	455/2486
Date	Jan 27, 2021
Book Page	455/2486

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	183 SUMMER LN, MILL SPRING, NC 28756-7701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	443/352
Date	Sep 17, 2019
Book Page	443/352

Lender

Name	SHARONVIEW FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	183 SUMMER LN, MILL SPRING, NC 28756-7701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	445/139
Date	Dec 6, 2019
Book Page	445/139

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 4, 2019
Property Address	183 SUMMER LN, MILL SPRING, NC 28756-7701
Document Number	0000439/36
Book / Page	439 / 36
Instrument Date	Mar 3, 2019
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 SUMMER LN, MILL SPRING, NC 28756-7701

Mortgage

Document Number	0000439/40
Date	Mar 4, 2019
Book Page	439/40

Lender

Name	SHARONVIEW FCU

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 183 Summer Ln was $4,415.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,415.00	$865,090 (-) Land $170,000 Building $695,090	$865,090 (-) Land $170,000 Building $695,090
2025	$4,415.00	$865,090 Land $170,000 Building $695,090	$865,090 Land $170,000 Building $695,090
2023	$3,577.00	$559,287 Land $90,000 Building $469,287
2021			$559,287 Land $90,000 Building $469,287

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 183 Summer Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 183 Summer Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Summer Ln

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