120 Summer Ln, Mill Spring, NC 28756 Property Records

Polk County property record for 120 Summer Ln, Mill Spring, NC 28756

Property Summary

Property Type	Other Improved
Details	2 bd · 3.5 ba · 1,200 sqft · built 2001
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Company Names on Record
Last Sale	$829,000 (Aug 2025)
Tax Bill	$3,747 (2025)
Deeds & Mortgages	Feb 2026 Transfer Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`P55-551`

Property Details

APN / Parcel Number

Primary APN	`P55-551`
Alternative APN	`30207`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,200 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Rustic
Exterior Material	Logs
Roof Type	Gable
Roof Material	Shingle
Lot Area	91,476 sqft (2.1 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	30207
Street Address	120 SUMMER LN
City	MILL SPRING
State	NC
Zip	28756-7701
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT #16A & 17, LAKE ADGER, 0P08 PARKWAY VIEW 09
Legal Subdivision	PARKWAY VIEW
Legal Lot Number	16A
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1001
Census Tract	920201

Owner

Source: Polk County records, as of February 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	120 SUMMER LN, MILL SPRING, NC 28756-7701
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Intrafamily Transfer, Transfer
Mar 9, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Prior Sale	Aug 12, 2002
Deed Book / Page	494 / 362
Last Transfer Date	Feb 12, 2026
Transfer Doc	00497/1263
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Feb 13, 2026
Property Address	120 SUMMER LN, MILL SPRING, NC 28756-7701
Document Number	00497/1263
Book / Page	497 / 1263
Map Reference	FILE E PG 326
Instrument Date	Feb 12, 2026
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 SUMMER LN, MILL SPRING, NC 28756-7701

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	120 SUMMER LN, MILL SPRING, NC 28756-7701

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	120 SUMMER LN, MILL SPRING, NC 28756-7701
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SUMMER LN, MILL SPRING, NC 28756-7701

Mortgage

Document Number	000457/644
Date	Mar 9, 2021
Book Page	457/644

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,747.00 (+53.44%)	$734,155 (+92.31%) Land $170,000 Building $564,155	$734,155 (+92.31%) Land $170,000 Building $564,155
2023	$2,442.00	$381,749 Land $90,000 Building $291,749
2021			$381,749 Land $90,000 Building $291,749

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

May also be available: Skyrunner, Spectrum, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Summer Ln

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