183 S Main St, Naples, NY 14512 Property Records

Ontario County and Naples Town property record for 183 S Main St, Naples, NY 14512

Property Summary

Property Type	Restaurant
Details	2,576 sqft · built 1970
Lot Size	0.7 acres (30,492 sqft)
Owner	Company Name on File
Last Sale	$320,000 (Nov 2024)
Tax Bill	$12,204 (2026)
Deeds & Mortgages	Mar 2018 Mortgage Mar 2018 Sale
APN	`5159-000-04`

Property Details

APN / Parcel Number

Primary APN	`5159-000-04`
Alternative APNs	`323801 204.05-1-3.000` `38012040050001003000`

Interior

Stories	1 Story
Building Area	2,576 sqft Gross Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	30,492 sqft (0.7 acres)
Porch	Slab
Porch Area	508 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5159-000-04
Street Address	183 S MAIN ST
City	NAPLES
State	NY
Zip	14512-9507
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	05 - COMME
Legal Description	0.73 ACRE
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	ONTARIO NY
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3025
Census Tract	52200

Owner

183 S Main St, a commercial property, is owned by a company that bought it in November 2024.

Source: Ontario County and Naples Town records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	183 S MAIN ST, NAPLES, NY 14512-9507
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2018	Deed of Trust, Mortgage PHILIP P TERZO JR
Mar 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2024 · Amount on File
Deed Sale	Nov 27, 2024 · Amount on File
Prior Sale	Mar 26, 2018 · Amount on File
Deed Document Number	2024390
Deed Book / Page	1550 / 183
Transfer Doc	001403/532
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	183 S MAIN ST, NAPLES, NY 14512-9507
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002817/0000000957
Date	Mar 26, 2018
Book Page	0000002817/0000000957

Lender

Name	PHILIP P TERZO JR

Agreement

Amount	Amount on Record

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Mar 26, 2018
Property Address	183 S MAIN ST, NAPLES, NY 14512-9507
Document Number	001403/532
Book / Page	1403 / 532
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 183 S Main St was $12,204, up 78.2% from the year before.

Source: Ontario County and Naples Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Naples Town
Municipality	Naples Village
Unified School District	Naples Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,204.00 (+78.24%)
2025	$6,847.00	$312,000 Land $34,000 Building $278,000	$321,600 Land $35,046 Building $286,554
2023		$285,000 Land $24,900 Building $260,100	$309,800 Land $27,067 Building $282,733

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 183 S Main St; there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1996–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2014 · other causes
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 183 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAPE COUNTRY ESTATES private · serves 51 people · EPA ID NY3421320
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2015–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Main St

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