181 S Main St, Naples, NY 14512 Property Records

Ontario County and Naples Town property record for 181 S Main St, Naples, NY 14512 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1902
Square Footage	1,908 sqft Living Area
Lot Size	13,068 sqft (0.3 acres)
Occupancy	Owner Occupied
Last Sale	$90,000 (2021)
Tax Bill	$3,529.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`5157-000-04`
Alternative APNs	`323801 201.17-1-26.100` `323801 201.17-1-26.110`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,908 sqft Living Area
1st Floor	954 sqft 1st Floor
2nd Floor	954 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Traditional Style
Exterior Material	Wood Exterior
Lot Area	13,068 sqft (0.3 acres)
Porch Area	408 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	5157-000-04
Street Address	181 S MAIN ST
City	NAPLES
State	NY
Zip	14512-9507
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	26.110
Jurisdiction	ONTARIO NY
Minor Civil Division	NAPLES
Census Blockgroup	1
Census Block	1043
Census Tract	52200

Owner

Source: Ontario County and Naples Town records · APN 5157-000-04

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	181 S MAIN ST, NAPLES, NY 14512-9507
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK NA
Aug 27, 2021	Warranty Deed, Transfer · Stand Alone First Mortgage COMMUNITY BANK NA
Nov 29, 2017	Deed of Trust, Mortgage RELIANT COMMUNITY CREDIT UNION
Nov 29, 2017	Deed, Transfer
Nov 29, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 27, 2021 · Amount on Record
Deed Sale	Aug 27, 2021 · Amount on Record
Prior Sale	Nov 29, 2017 · Amount on Record
Deed Doc Number	2021202108270275
Deed Book / Page	1479 / 706
Prior Transfer Date	Jul 12, 2002
Record Refreshed	Jun 08, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	181 S MAIN ST, NAPLES, NY 14512-9507
Transaction Type	Mortgage
Record Updated	Jun 06, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003195/258
Date	Dec 01, 2022
Book Page	3195/258
Instrument	202212010195

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Interest

Rate Type	Adjustable Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Aug 27, 2021
Property Address	181 S MAIN ST, NAPLES, NY 14512-9507
Document Number	1479/706
Book / Page	1479 / 706
Instrument Date	Aug 27, 2021
Instrument	202108270275
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202108270276
Date	Aug 27, 2021
Instrument	202108270276

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	181 S MAIN ST, NAPLES, NY 14512-9507
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002798/0000000593
Date	Nov 29, 2017
Book Page	0000002798/0000000593

Lender

Name	RELIANT COMMUNITY CREDIT UNION

Agreement

Amount	Amount Recorded
Term	338 Months
Due	Jan 01, 2046

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ONTARIO NY
Recording Date	Nov 29, 2017
Property Address	181 S MAIN ST, NAPLES, NY 14512-9507
Document Number	001396/692
Book / Page	1396 / 692
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 S MAIN ST, NAPLES, NY 14512-9507

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Nov 29, 2017
Property Address	181 S MAIN ST, NAPLES, NY 14512-9507
Document Number	1396/692
Book / Page	1396 / 692
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	NULL

Tax Assessment & Valuation

Source: Ontario County and Naples Town records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Naples Town
Municipality	Naples Village
Unified School District	Naples Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,529.00	$160,800 (+56.27%) Land $17,000 Building $143,800	$165,800 (+48.3%) Land $17,529 Building $148,271
2023		$102,900 Land $6,300 Building $96,600	$111,800 Land $6,845 Building $104,955

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

181 S Main St, Naples, NY 14512 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on S Main St

Nearby Streets

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