Polk County property record for 183 River Oak Rd, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,485 sqft · built 1997 |
| Lot Size | 0.173 acres (7,517 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $289,000 (Nov 2020) |
| Tax Bill | $3,974 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08428-DB-00400 |
| Primary APN | 08428-DB-00400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,485 sqft Living Area |
| Gross Area | 1,914 sqft |
| 1st Floor Area | 1,485 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,517 sqft (0.173 acres) |
| Garage Area | 429 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 324 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 531429 |
|---|---|
| Street Address | 183 RIVER OAK RD |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-9540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | RIVER OAK SUBDIVISION LOT 4 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 28 |
| Legal Subdivision | RIVER OAK SUBDIVISION |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 20305 |
Source: Polk County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 183 RIVER OAK RD, INDEPENDENCE, OR 97351-9540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Nov 23, 2020 | Deed of Trust, Mortgage · VA Mortgage WILLAMETTE VLY BK |
| Aug 7, 2020 | Warranty Deed, Transfer · VA Mortgage WILLAMETTE VALLEY BANK |
| Nov 23, 2020 | Correction Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2020 · Amount on Record |
| Deed Sale | Nov 23, 2020 · Amount on Record |
| Prior Sale | Aug 7, 2020 · Amount on Record |
| Deed Document Number | 202017522 |
| Prior Transfer Date | Sep 18, 2008 |
| Prior Transfer Doc | 0000011562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 183 RIVER OAK RD, INDEPENDENCE, OR 97351-9540 |
| Document Number | 0000017523 |
| Instrument Date | Nov 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2020 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 183 RIVER OAK RD INDEPENDENCE OR 973519540, INDEPENDENCE, OR 97351-9540 |
| Document Number | 0000017523 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 17523 |
| Name | WILLAMETTE VLY BK |
|---|---|
| Type | Bank |
| Address | SALEM, OR 97301 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Aug 7, 2020 |
| Property Address | 183 RIVER OAK RD, INDEPENDENCE, OR 97351-9540 |
| Document Number | 0000011197 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 2020-011197 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | TICOR TITLE COMPANY OF OR |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 183 RIVER OAK RD, INDEPENDENCE, OR 97351-9540 |
| Document Number | 0000011198 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 2020-011198 |
| Name | WILLAMETTE VALLEY BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Nov 23, 2020 |
| Property Address | 183 RIVER OAK RD, INDEPENDENCE, OR 97351-9540 |
| Document Number | 0000017522 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 17522 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2020 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $299.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 183 RIVER OAK RD INDEPENDENCE OR 973519540, INDEPENDENCE, OR 97351-9540 |
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,620 (+3%) Land $56,120 Building $169,500 | $383,270 (-5.9%) Land $150,000 Building $233,270 | |
| 2025 | $3,974.00 (+3.79%) | $219,050 (+3%) Land $54,480 Building $164,570 | $407,310 (+2.19%) Land $150,600 Building $256,710 |
| 2024 | $3,829.00 (-2.52%) | $212,670 (+3%) Land $52,900 Building $159,770 | $398,570 (+4.08%) Land $148,000 Building $250,570 |
| 2023 | $3,928.00 (+8.96%) | $206,480 (+3%) Land $51,360 Building $155,120 | $382,960 (+13.8%) Land $141,500 Building $241,460 |
| 2022 | $3,605.00 | $200,470 Land $49,860 Building $150,610 | $336,520 Land $116,000 Building $220,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
| CenturyLink DSL | 140 / 20 |
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