Polk County property record for 1205 River Oak Rd, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,481 sqft · built 1997 |
| Lot Size | 0.188 acres (8,201 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $10,000 (Feb 2026) |
| Tax Bill | $3,914 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Oct 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08428-DB-00600 |
| Primary APN | 08428-DB-00600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,481 sqft Living Area |
| Gross Area | 1,932 sqft |
| 1st Floor Area | 1,481 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,201 sqft (0.188 acres) |
| Garage Area | 451 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 531445 |
|---|---|
| Street Address | 1205 RIVER OAK RD |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-9539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | RIVER OAK SUBDIVISION LOT 6 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 28 |
| Legal Subdivision | RIVER OAK SUBDIVISION |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 20305 |
Source: Polk County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1205 RIVER OAK RD, INDEPENDENCE, OR 97351-9539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC |
| Feb 10, 2026 | Quit Claim Deed, Transfer · Loan Assumption NATIONSTAR MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2026 · Amount on Record |
| Deed Sale | Feb 10, 2026 · Amount on Record |
| Prior Sale | Mar 5, 2007 · Amount on Record |
| Deed Document Number | 2026974 |
| Prior Transfer Date | Feb 4, 2026 |
| Prior Transfer Doc | 0000000974 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 1205 RIVER OAK RD, INDEPENDENCE, OR 97351-9539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1205 RIVER OAK RD, INDEPENDENCE, OR 97351-9539 |
| Document Number | 0000012820 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 2021-012820 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 1205 RIVER OAK RD, INDEPENDENCE, OR 97351-9539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1205 RIVER OAK RD, INDEPENDENCE, OR 97351-9539 |
| Document Number | 0000007633 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 2023-007633 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVING, TX 75063 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Feb 10, 2026 |
| Property Address | 1205 RIVER OAK RD, INDEPENDENCE, OR 97351-9539 |
| Document Number | 0000000974 |
| Map Reference | DOC 2007-003503 |
| Instrument Date | Feb 4, 2026 |
| Instrument | 2026-000974 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Title Company | SERVICELINK CRS, SERVICELINK LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1205 RIVER OAK RD, INDEPENDENCE, OR 97351-9539 |
| Document Number | 0000000975 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 2026-000975 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
| Term | 305 Months |
| Due | Jul 1, 2051 |
| Rate | 2.87% |
|---|
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,230 (+3%) Land $60,140 Building $162,090 | $375,070 (+5.31%) Land $150,000 Building $225,070 | |
| 2025 | $3,914.00 (+3.79%) | $215,760 (+3%) Land $58,390 Building $157,370 | $356,170 (-8.61%) Land $135,000 Building $221,170 |
| 2024 | $3,771.00 (-2.53%) | $209,480 (+3%) Land $56,690 Building $152,790 | $389,740 (+4.08%) Land $148,000 Building $241,740 |
| 2023 | $3,869.00 (+8.96%) | $203,380 (+3%) Land $55,040 Building $148,340 | $374,450 (+10.22%) Land $141,500 Building $232,950 |
| 2022 | $3,551.00 | $197,460 Land $53,430 Building $144,030 | $339,720 Land $127,100 Building $212,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
| CenturyLink DSL | 140 / 20 |
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