183 E Hill Rd, Spencer, NY 14883 Property Records

Tioga County and Spencer Town property record for 183 E Hill Rd, Spencer, NY 14883

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,692 sqft · built 1990
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,000 (Jun 2022)
Tax Bill	$6,531 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Feb 2020 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`493489 69.00-1-1.44`

Property Details

APN / Parcel Number

Primary APN	`493489 69.00-1-1.44`
Alternative APNs	`348906900000010010440000` `00000001590`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,692 sqft Living Area
1st Floor Area	1,092 sqft
Upper Floors Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	217,800 sqft (5 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	336 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000001590
Street Address	183 E HILL RD
City	SPENCER
State	NY
Zip	14883-9710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	1
Legal Lot Number	1.044
Jurisdiction	TIOGA NY
Township / Civil Division	SPENCER
Census Block Group	1
Census Block	1037
Census Tract	20701

Owner

Source: Tioga County and Spencer Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	183 E HILL RD, SPENCER, NY 14883-9710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOAN INC
Feb 18, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
May 15, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MORGAN STANLEY CREDIT CORP
Dec 26, 2013	Deed of Trust, Mortgage WELLS FARGO BANK NA
Dec 26, 2013	Deed of Trust, Mortgage WELLS FARGO BANK NA
Jul 12, 2016	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOAN INC
Jun 6, 2022	Warranty Deed, Transfer
Jun 6, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MORGAN STANLEY CREDIT CORP
Jul 27, 2009	Deed, Transfer HOME LOAN CENTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Prior Sale	Jul 27, 2009 · Amount on Record
Deed Document Number	20222526
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	183 E HILL RD, SPENCER, NY 14883-9710
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17000003383
Date	Aug 9, 2017
Instrument	170-00003383

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	183 E HILL RD, SPENCER, NY 14883-9710
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000000608
Date	Feb 18, 2020
Instrument	20200-00000608

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	183 E HILL RD, SPENCER, NY 14883-9710
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000001720
Date	May 15, 2023
Instrument	20230-00001720

Lender

Name	MORGAN STANLEY CREDIT CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jun 1, 2052

December 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	183 E HILL RD, SPENCER, NY 14883-9710
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0300215372
Date	Dec 26, 2013
Instrument	0300215372

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	157 Months
Due	Jan 1, 2027

December 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	183 E HILL RD, SPENCER, NY 14883-9710
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0300215373
Date	Dec 26, 2013
Instrument	0300215373

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	157 Months
Due	Jan 1, 2027

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	183 E HILL RD, SPENCER, NY 14883-9710
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16000002782
Date	Jul 12, 2016
Instrument	160-00002782

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2046

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Jun 6, 2022
Property Address	183 E HILL RD, SPENCER, NY 14883-9710
Document Number	2022000002526
Instrument Date	May 31, 2022
Instrument	20220-00002526
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1661 TRUMANSBURG RD, ITHACA, NY 14850-9212

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Jun 6, 2022
Property Address	183 E HILL RD, SPENCER, NY 14883-9710
Document Number	2022000002526
Instrument Date	May 31, 2022
Instrument	20220-00002526
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1661 TRUMANSBURG RD, ITHACA, NY 14850-9212
Investor	Possibly a Property Investor

Mortgage

Document Number	2022000002519
Date	Jun 6, 2022
Instrument	20220-00002519

Lender

Name	MORGAN STANLEY CREDIT CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

July 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA NY
Recording Date	Jul 27, 2009
Property Address	183 E HILL RD, SPENCER, NY 14883-9710
Document Number	0000017047/0000005001
Book / Page	0000017047 / 0000005001
Instrument Date	Jul 23, 2009
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	RALPH NASH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 E HILL RD, SPENCER, NY 14883-9710

Mortgage

Document Number	0170475004
Date	Jul 27, 2009
Instrument	0170475004

Lender

Name	HOME LOAN CENTER
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	138 Months
Due	Jan 1, 2021

Tax Assessment & Valuation

Source: Tioga County and Spencer Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Spencer Town
Unified School District	Spencer-Van Etten Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,531.00 (+2.45%)
2025	$6,375.00 (+131.82%)	$180,900 (-) Land $27,500 Building $153,400	$258,429 (+22.86%) Land $39,286 Building $219,143
2023		$180,900 Land $27,500 Building $153,400	$210,349 Land $31,977 Building $178,372
2019	$2,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1981–2021)
Most Recent Claim	Aug 2021 · Remnants Of Tropical Storm Fred

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Haefele Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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