Tioga County and Spencer Town property record for 148 E Hill Rd, Spencer, NY 14883
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,326 sqft · built 2013 |
| Lot Size | 4.63 acres (201,683 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Jan 2013) |
| Tax Bill | $5,957 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 493489 69.00-1-1.132 |
| Primary APN | 493489 69.00-1-1.132 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| 1st Floor Area | 1,326 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 201,683 sqft (4.63 acres) |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 00000005226 |
|---|---|
| Street Address | 148 E HILL RD |
| City | SPENCER |
| State | NY |
| Zip | 14883-9710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Block | 1 |
| Legal Lot Number | 1.132 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 20701 |
148 E Hill Rd is owned by two individuals who bought it in January 2013.
Source: Tioga County and Spencer Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1603 ALBANY STREET EXT, HOMER, NY 13077-9463 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2013 · Amount on File |
| Deed Sale | Jan 30, 2013 · Amount on File |
| Prior Sale | Jan 15, 2013 · Amount on File |
| Deed Book / Page | 20626 / 3001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 148 E HILL RD, SPENCER, NY 14883-9710 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021000000058 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 20210-00000058 |
| Name | ELMIRA SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
The 2026 property tax bill for 148 E Hill Rd was $5,957, up 2.4% from the year before.
Source: Tioga County and Spencer Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-Van Etten Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,957.00 (+2.44%) | ||
| 2025 | $5,815.00 | $165,000 Land $26,600 Building $138,400 | $235,714 Land $38,000 Building $197,714 |
| 2023 | $165,000 Land $26,600 Building $138,400 | $191,860 Land $30,930 Building $160,930 | |
| 2019 | $2,277.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 148 E Hill Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1981–2021) |
| Most Recent Claim | Aug 2021 · Remnants Of Tropical Storm Fred |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 148 E Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Haefele Connect Fiber | 2,000 / 2,000 |
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