Osceola County property record for 1829 Westerham Ave, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,565 sqft Heated Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $540,000 (2023) |
| Tax Bill | $6,848.00 (2025) |
| Primary APN | 042631017200010140 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,565 sqft Heated Area |
| Gross Area | 3,426 sqft Gross Area |
| 1st Floor | 2,565 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 681 sqft Garage |
| Pool Area | 350 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 700 sqft Deck |
| Porch | Open Porch |
| Porch Area | 180 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1829 WESTERHAM AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7691 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LANCASTER PARK EAST PH 1 PB 24 PG 97-103 LOT 14 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | LANCASTER PARK |
| Legal Phase | 1 |
| Legal Tract | 172 |
| Legal Lot Number | 14 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3026 |
| Census Tract | 43700 |
Source: Osceola County records · APN 042631017200010140
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1829 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 13, 2023 | Warranty Deed, Transfer US PATRIOT TITLE LLC |
| Sep 14, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| May 23, 2018 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) ANGEL OAK HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 13, 2023 · Amount on Record |
| Deed Sale | Nov 13, 2023 · Amount on Record |
| Prior Sale | May 23, 2018 · Amount on Record |
| Deed Doc Number | 2023149353 |
| Deed Book / Page | 6504 / 1199 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 13, 2023 |
| Property Address | 1829 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Document Number | 0065041199 |
| Book / Page | 6504 / 1199 |
| Map Reference | MB 24 PG 97 |
| Instrument Date | Nov 06, 2023 |
| Instrument | 2023149353 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2023 |
| Title Company | US PATRIOT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,780.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 160 ALLEN RD, BASKING RIDGE, NJ 07920-2976 |
| Name | Verified Name |
|---|---|
| Address | 1829 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1829 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 1829 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Document Number | 0060421871 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 6042/1871 |
| Instrument | 2021142162 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 30, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1829 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057491510 |
|---|---|
| Date | Jul 06, 2020 |
| Book Page | 5749/1510 |
| Instrument | 2020086570 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Apr 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 23, 2018 |
| Property Address | 1829 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Document Number | 0053381434 |
| Book / Page | 005338 / 001434 |
| Instrument Date | May 21, 2018 |
| Instrument | 80878 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,276.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1829 WESTERHAM AVE ST CLOUD FL 347717691, ST CLOUD, FL 34771-7691 |
| Document Number | 53381436 |
|---|---|
| Date | May 23, 2018 |
| Book Page | 005338/001436 |
| Instrument | 80879 |
| Name | ANGEL OAK HM LOANS |
|---|---|
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.99% |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,848.00 (+48.68%) Homeowner's exemption | $425,500 (+42.83%) Land $78,800 Building $346,700 | $425,500 (-4.27%) Land $78,800 Building $346,700 |
| 2023 | $4,606.00 (+3.44%) Homeowner's exemption | $297,897 (+3%) | $444,500 (+13.05%) Land $68,200 Building $376,300 |
| 2022 | $4,453.00 Homeowner's exemption | $289,221 | $393,200 Land $68,200 Building $325,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 63% of the US · above 39% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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