St. Johns County property record for 1827 S Cappero Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,213 sqft · built 2010 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $218,000 (May 2013) |
| Tax Bill | $6,066 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028685-7070 |
| Primary APN | 028685-7070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,213 sqft Living Area |
| Gross Area | 2,975 sqft |
| 1st Floor Area | 2,213 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 346 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1827 S CAPPERO DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-4770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 52/16-42 MURABELLA UNIT 1 LOT 707 OR3728/1458 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MURABELLA UNIT 1 |
| Legal Block | 1 |
| Legal Lot Number | 707 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 20906 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1827 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Jun 15, 2021 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| May 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2013 · Amount on Record |
| Deed Sale | May 10, 2013 · Amount on Record |
| Prior Sale | Apr 27, 2010 · Amount on Record |
| Deed Document Number | 201331017 |
| Deed Book / Page | 3728 / 1458 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1827 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4770 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1827 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4770 |
| Document Number | 0062960200 |
|---|---|
| Date | Jan 28, 2026 |
| Book Page | 6296/200 |
| Instrument | 2026007338 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | 5-Year CMT |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1827 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4770 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 1827 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4770 |
| Document Number | 0052911121 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 5291/1121 |
| Instrument | 2021066797 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1827 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4770 |
| Document Number | 0043730510 |
| Book / Page | 004373 / 000510 |
| Instrument Date | May 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1827 S CAPPERO DR ST AUGUSTINE FL 320924770, ST AUGUSTINE, FL 32092-4770 |
| Document Number | 0043730510 |
|---|---|
| Date | May 12, 2017 |
| Book Page | 004373/000510 |
| Instrument | 33143 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 11, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,273 (+2.7%) | $452,222 (+7.7%) Land $145,000 Building $307,222 | |
| 2025 | $6,066.00 (+7.69%) Homeowner's exemption | $224,219 (+2.9%) | $419,886 (-3.69%) Land $125,000 Building $294,886 |
| 2024 | $5,633.00 (+4.31%) Homeowner's exemption | $217,900 (+3%) | $435,981 (+3.89%) Land $115,000 Building $320,981 |
| 2023 | $5,400.00 (+3.05%) Homeowner's exemption | $211,553 (+3%) | $419,670 (+6.63%) Land $95,200 Building $324,470 |
| 2022 | $5,240.00 Homeowner's exemption | $205,391 | $393,594 Land $95,200 Building $298,394 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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