1828 Lin Lor Ln, Elgin, IL 60123 Property Records

Kane County property record for 1828 Lin Lor Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,438 sqft · built 1966
Lot Size	0.212 acres (9,250 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (May 2023)
Tax Bill	$7,177 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-16-279-006`

Property Details

APN / Parcel Number

Primary APN	`06-16-279-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,438 sqft Living Area
Gross Area	2,876 sqft
1st Floor Area	1,438 sqft
Basement Area	1,438 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,250 sqft (0.212 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1828 LIN LOR LN
City	ELGIN
State	IL
Zip	60123-5028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY KNOLLS UNIT 9 LOT 54
Legal Subdivision	COUNTRY KNOLLS
Legal Block	2
Legal Lot Number	54
Legal Unit	9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2002
Census Tract	851904

Owner

1828 Lin Lor Ln is owned and occupied by two individuals who bought it in May 2023.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1828 LIN LOR LN, ELGIN, IL 60123-5028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC
Jul 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2023 · Amount on File
Deed Sale	May 30, 2023 · Amount on File
Prior Sale	Oct 19, 2012 · Amount on File
Deed Document Number	202317183
Prior Transfer Date	Dec 27, 2002
Prior Transfer Doc	0000124197
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 30, 2023
Property Address	1828 LIN LOR LN, ELGIN, IL 60123-5028
Document Number	0000017183
Instrument Date	Mar 29, 2023
Instrument	2023K017183
Transaction Type	Transfer
Record Updated	Jun 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1828 LIN LOR LN, ELGIN, IL 60123-5028

Mortgage

Document Number	0000017184
Date	May 30, 2023
Instrument	2023K017184

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1828 LIN LOR LN, ELGIN, IL 60123-5028
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	ATTORNEYS TTL GUARANTY FUND

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030848
Date	Jul 17, 2019
Instrument	2019K030848

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.49%

Tax Assessment & Valuation

The 2025 property tax bill for 1828 Lin Lor Ln was $7,177 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,177.00	$102,086 (+8.57%) Land $27,140 Building $74,946	$306,381 (+8.57%) Land $81,453 Building $224,928
2024		$94,028 Land $24,998 Building $69,030	$282,197 Land $75,024 Building $207,173
2022	$6,196.00 (+4.57%) Homeowner's exemption	$77,457 (+6.96%) Land $20,593 Building $56,864	$232,371 (+6.96%) Land $61,779 Building $170,592
2021	$5,925.00 Homeowner's exemption	$72,417 Land $19,253 Building $53,164	$217,251 Land $57,759 Building $159,492

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1828 Lin Lor Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1828 Lin Lor Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Fox Valley Internet.

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