1814 Lin Lor Ln, Elgin, IL 60123 Property Records

Kane County property record for 1814 Lin Lor Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 989 sqft · built 1967
Lot Size	0.212 acres (9,250 sqft)
Owner	2 Individual Names on File
Last Sale	$194,000 (May 2008)
Tax Bill	$5,468 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-16-279-007`

Property Details

APN / Parcel Number

Primary APN	`06-16-279-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	989 sqft Living Area
Gross Area	1,978 sqft
1st Floor Area	989 sqft
Basement Area	989 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Construction Type	Frame
Lot Area	9,250 sqft (0.212 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1814 LIN LOR LN
City	ELGIN
State	IL
Zip	60123-5028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY KNOLLS UNIT 9 LOT 55
Legal Subdivision	COUNTRY KNOLLS
Legal Block	2
Legal Lot Number	55
Legal Unit	9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2002
Census Tract	851904

Owner

1814 Lin Lor Ln is owned and occupied by two individuals who bought it in May 2008.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1814 LIN LOR LN, ELGIN, IL 60123-5028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 15, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2008 · Amount on File
Deed Sale	May 13, 2008 · Amount on File
Prior Sale	Jun 10, 2005 · Amount on File
Deed Document Number	200840930
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jun 9, 2026
Property Address	1814 LIN LOR LN, ELGIN, IL 60123-5028
Document Number	0000023833
Instrument Date	Jun 3, 2026
Instrument	202623833
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1814 LIN LOR LN, ELGIN, IL 60123-5028

Mortgage

Document Number	0000023833,
Date	Jun 9, 2026
Instrument	202623833

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.25%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1814 LIN LOR LN, ELGIN, IL 60123-5028
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007482
Date	Feb 8, 2022
Instrument	2022K007482

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1814 LIN LOR LN, ELGIN, IL 60123-5028
Document Number	0000039232
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1814 LIN LOR LN ELGIN IL 601235028, ELGIN, IL 60123-5028

Mortgage

Document Number	0000039232
Date	Aug 27, 2019
Instrument	39232

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Aug 26, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 1814 Lin Lor Ln was $5,468 with a homeowner's exemption, up 4.5% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,468.00 (+4.49%) Homeowner's exemption	$79,686 (+8.57%) Land $27,140 Building $52,546	$239,154 (+8.57%) Land $81,453 Building $157,701
2024	$5,233.00	$73,396 Land $24,998 Building $48,398	$220,276 Land $75,024 Building $145,252
2022	$4,722.00 (+4.77%) Homeowner's exemption	$60,462 (+6.96%) Land $20,593 Building $39,869	$181,386 (+6.96%) Land $61,779 Building $119,607
2021	$4,507.00 Homeowner's exemption	$56,528 Land $19,253 Building $37,275	$169,584 Land $57,759 Building $111,825

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1814 Lin Lor Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1814 Lin Lor Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Fox Valley Internet.

Nearby Properties on Lin Lor Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures