1828 Ledges Dr, Ames, IA 50010 Property Records

Story County property record for 1828 Ledges Dr, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,708 sqft · built 2021
Lot Size	0.286 acres (12,455 sqft)
Owner	2 Trust Names on File
Last Sale	$530,000 (Sep 2021)
Tax Bill	$8,454 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Oct 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-22-125-130`

Property Details

APN / Parcel Number

Primary APN	`05-22-125-130`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	16 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
1st Floor Area	1,696 sqft
Basement Area	1,696 sqft
Finished Basement	1,178 sqft
Unfinished Basement	1,696 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Rolled Roofing
Lot Area	12,455 sqft (0.286 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1828 LEDGES DR
City	AMES
State	IA
Zip	50010-9542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FS-RL
Legal Description	QUARRY ESTATES SD 2ND ADD LOT:24 AMES
Legal Subdivision	QUARRY ESTATES SD 2ND ADD
Legal Lot Number	24
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3005
Census Tract	102

Owner

1828 Ledges Dr is owner-occupied and held in a trust since October 2022.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1828 LEDGES DR, AMES, IA 50010-9542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2018	Deed of Trust, Mortgage FIRST NATIONAL BANK
Oct 4, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 4, 2022	Intrafamily Transfer, Transfer
Oct 4, 2022	Intrafamily Transfer, Transfer
Sep 7, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANKERS TRUST CO
Mar 4, 2021	Warranty Deed, Construction Loan · Commercial Mortgage HOME STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2021 · Amount on File
Deed Sale	Sep 7, 2021 · Amount on File
Prior Sale	Jul 17, 2018 · Amount on File
Deed Document Number	202111501
Last Transfer Date	Oct 4, 2022
Transfer Doc	0000009716
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1828 LEDGES DR, AMES, IA 50010-9542
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201806446
Date	Jul 17, 2018
Instrument	2018-06446

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Amount	Amount on Record

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STORY IA
Recording Date	Oct 4, 2022
Property Address	1828 LEDGES DR, AMES, IA 50010-9542
Document Number	0202209714
Instrument Date	Oct 4, 2022
Instrument	2022-09714
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1828 LEDGES DR, AMES, IA 50010-9542

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STORY IA
Recording Date	Oct 4, 2022
Property Address	1828 LEDGES DR, AMES, IA 50010-9542
Document Number	0202209716
Instrument Date	Oct 4, 2022
Instrument	2022-09716
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1828 LEDGES DR, AMES, IA 50010-9542

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STORY IA
Recording Date	Oct 4, 2022
Property Address	1828 LEDGES DR, AMES, IA 50010-9542
Document Number	0202209715
Instrument Date	Oct 4, 2022
Instrument	2022-09715
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1828 LEDGES DR, AMES, IA 50010-9542

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Sep 7, 2021
Property Address	1828 LEDGES DR, AMES, IA 50010-9542
Document Number	0202111501
Instrument Date	Aug 4, 2021
Instrument	2021-11501
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$847.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1828 LEDGES DR, AMES, IA 50010-9542

Mortgage

Document Number	0202111503
Date	Sep 7, 2021
Instrument	2021-11503

Lender

Name	BANKERS TRUST CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate

March 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Mar 4, 2021
Property Address	1828 LEDGES DR, AMES, IA 50010-9542
Document Number	0202102753
Instrument Date	Mar 2, 2021
Instrument	2021-02753
Transaction Type	Construction Loan
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2160 200TH ST, BOONE, IA 50036-7432

Mortgage

Document Number	0202102754
Date	Mar 4, 2021
Instrument	2021-02754

Lender

Name	HOME STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 2, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1828 Ledges Dr was $8,454 with a homeowner's exemption, up 4.6% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,454.00 (+4.58%) Homeowner's exemption	$544,300 Land $127,700 Building $416,600	$544,300 Land $127,700 Building $416,600
2024	$8,084.00
2023		$504,000 Land $114,200 Building $389,800	$504,000 Land $114,200 Building $389,800
2022	$8,404.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1828 Ledges Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1828 Ledges Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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