1827 Ledges Dr, Ames, IA 50010 Property Records

Story County property record for 1827 Ledges Dr, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 1,581 sqft · built 2022
Lot Size	0.252 acres (10,972 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Jul 2026)
Tax Bill	$8,154 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-22-105-190`

Property Details

APN / Parcel Number

Primary APN	`05-22-105-190`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,581 sqft Living Area
Basement Area	1,581 sqft
Finished Basement	1,400 sqft
Unfinished Basement	1,581 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,972 sqft (0.252 acres)
Garage Type	Attached
Garage Area	657 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1827 LEDGES DR
City	AMES
State	IA
Zip	50010-9542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FS-RL
Legal Description	QUARRY ESTATES SD 2ND ADD LOT:18 AMES
Legal Subdivision	QUARRY ESTATES SD 2ND ADD
Legal Lot Number	18
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3001
Census Tract	102

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1827 LEDGES DR, AMES, IA 50010-9542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed, Transfer · Conventional Mortgage WELLS FARGO
Aug 10, 2018	Deed of Trust, Mortgage COMMUNITY STATE BANK
Apr 16, 2021	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2026 · Amount on Record
Deed Sale	Jul 20, 2026 · Amount on Record
Prior Sale	Sep 19, 2022 · Amount on Record
Deed Document Number	20266497
Prior Transfer Date	Aug 8, 2025
Prior Transfer Doc	0202506363
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	STORY IA
Recording Date	Jul 20, 2026
Property Address	1827 LEDGES DR, AMES, IA 50010-9542
Document Number	0000006497
Instrument Date	Jul 4, 2026
Instrument	20266497
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87,991.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1827 LEDGES DR, AMES, IA 50010-9542

Mortgage

Document Number	0000006500,
Date	Jul 20, 2026
Instrument	20266500

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%
Initial Type	Fixed Rate
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1827 LEDGES DR, AMES, IA 50010-9542
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201807412
Date	Aug 10, 2018
Instrument	2018-07412

Lender

Name	COMMUNITY STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1827 LEDGES DR, AMES, IA 50010-9542
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202104743
Date	Apr 16, 2021
Instrument	2021-04743

Lender

Name	COMMUNITY STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,154.00 (-1.33%) Homeowner's exemption	$540,000 (+18.66%) Land $112,500 Building $427,500	$540,000 (+18.66%) Land $112,500 Building $427,500
2024	$8,264.00 (+97.23%)
2023		$455,100 Land $94,500 Building $360,600	$455,100 Land $94,500 Building $360,600
2022	$4,190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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