Newton County property record for 1828 Cottage Ln, Seneca, MO 64865
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,296 sqft · built 1974 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $681 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-28406-0 |
| Primary APN | 45-28406-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Flooring | Carpet |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 9,148 sqft (0.21 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1828 COTTAGE LN |
|---|---|
| City | SENECA |
| State | MO |
| Zip | 64865-9724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLES J. HOFF 2: N 75 LOT 12 |
| Legal Range | 34W |
| Legal Township | 24N |
| Legal Section | 09 |
| Legal Subdivision | CHARLES J. HOFF 2 |
| Legal Lot Number | 12 |
| Jurisdiction | NEWTON MO |
| Township / Civil Division | SENECA |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 20700 |
1828 Cottage Ln is owned and occupied by an individual who acquired it in January 2013.
Source: Newton County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1828 COTTAGE LN, SENECA, MO 64865-9724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 2013 |
| Deed Sale | Jan 1, 2013 |
| Record Updated | Sep 20, 2026 |
Source: Newton County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Newton County |
| Municipality | Seneca City |
| Unified School District | Seneca R-VII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,820 | $62,200 Land $6,700 Building $55,500 | |
| 2024 | $681.00 (+0.29%) | ||
| 2023 | $679.00 | $11,820 Land $1,273 Building $10,547 | $62,200 Land $6,700 Building $55,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1828 Cottage Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2000–2017) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1828 Cottage Ln is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 79% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SENECA PWS serves 2,390 people · EPA ID MO5010733 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rally Networks Fiber | 2,000 / 2,000 |
| Lost Creek Wireless Fixed Wireless | 100 / 25 |
May also be available: T-Mobile.
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