Newton County property record for 1630 Cottage Ln, Seneca, MO 64865
| Property Type | Mobile Home |
|---|---|
| Details | 564 sqft · built 1965 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $56,300 (Nov 2021) |
| Tax Bill | $109 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-28526-0 |
| Primary APN | 45-28526-0 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 564 sqft Living Area |
| 1st Floor Area | 564 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Unfinished |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Mobile Home |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 1630 COTTAGE LN |
|---|---|
| City | SENECA |
| State | MO |
| Zip | 64865-9254 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | T.B. ROARK 3: LOT 18 BLK 1 |
| Legal Range | 34W |
| Legal Township | 25N |
| Legal Section | 36 |
| Legal Subdivision | T.B. ROARK 3 |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | NEWTON MO |
| Township / Civil Division | SENECA |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 20700 |
Source: Newton County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1580 WASHINGTON AVE, SENECA, MO 64865-7931 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2021 · Amount on Record |
| Deed Sale | Nov 2, 2021 · Amount on Record |
| Deed Document Number | 20219895 |
| Deed Book / Page | 370 / 9800 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON MO |
| Recording Date | Apr 6, 2026 |
| Property Address | 1630 COTTAGE LN, SENECA, MO 64865-9254 |
| Document Number | 0000002409 |
| Book / Page | 375 / 2382 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 20262409 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1580 WASHINGTON AVE, SENECA, MO 64865-7931 |
| Document Number | 0000002409, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 375/2382 |
| Instrument | 20262409 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 5% |
|---|---|
| Max Rate | -1% |
Source: Newton County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Newton County |
| Municipality | Seneca City |
| Unified School District | Seneca R-VII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,880 (-1.05%) | $9,900 (-1%) Land $7,300 Building $2,600 | |
| 2024 | $109.00 | $1,900 (-) | $10,000 (-) Land $7,300 Building $2,700 |
| 2023 | $109.00 | $1,900 Land $1,387 Building $513 | $10,000 Land $7,300 Building $2,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2000–2017) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 52% of Missouri |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SENECA PWS serves 2,390 people · EPA ID MO5010733 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rally Networks Fiber · DSL | 2,000 / 2,000 |
| Lost Creek Wireless Fixed Wireless | 100 / 25 |
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