1828 7th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 1828 7th Ave, Two Harbors, MN 55616

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,056 sqft · built 1950
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Tax Bill$1,890 (2026)
Deeds & MortgagesOct 2020 Refinance
APN23-7600-02105

Property Details

APN / Parcel Number

Primary APN23-7600-02105

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Stories1 Story
Building Area1,056 sqft Gross Area
1st Floor Area1,056 sqft
Utility Area80 sqft
FlooringWood
Interior WallsMetal
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2002
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeWood
Roof MaterialMetal
Lot Area15,246 sqft (0.35 acres)
Garage Area676 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
Deck Area45 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address1828 7TH AVE
CityTWO HARBORS
StateMN
Zip55616-1109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNLY 183FT OF W12 OF E12 OF W12 OF NE
Legal Range11W
Legal Township52N
Legal Section02
JurisdictionLAKE MN
Township / Civil DivisionTWO HARBORS
Census Block Group2
Census Block2038
Census Tract370400

Owner

1828 7th Ave is owned and occupied by two individuals.

Source: Lake County records, as of October 22, 2026

Owner of Record2 Individual Names on File
Mailing Address1828 7TH AVE, TWO HARBORS, MN 55616-1109
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MN
Property Address1828 7TH AVE, TWO HARBORS, MN 55616-1109
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000195119
DateOct 1, 2020
InstrumentA000195119
Lender
NameLAKE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term61 Months
DueNov 1, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 1828 7th Ave was $1,890 with a homeowner's exemption, down 8.4% from the year before.

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
MunicipalityTwo Harbors City
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,890.00 (-8.43%) Homeowner's exemption$293,300 Land $49,700 Building $243,600$293,300 Land $49,700 Building $243,600
2025$2,064.00
2023$254,400 Land $38,300 Building $216,100$254,400 Land $38,300 Building $216,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1828 7th Ave; there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimMay 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1828 7th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTwo Harbors
serves 3,698 people · EPA ID MN1380005
Water SourceSurface water
Last State InspectionSep 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

May also be available: AT&T.

Nearby Properties on 7th Ave

Nearby Streets

Search Property Records by Address or Parcel Number