1823 7th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 1823 7th Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 884 sqft · built 1936
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$294,000 (May 2026)
Tax Bill	$1,606 (2025)
Deeds & Mortgages	May 2026 Sale Sep 2022 Sale & Mortgage + 4 more
APN	`23-7644-04110`

Property Details

APN / Parcel Number

Primary APN	`23-7644-04110`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	884 sqft Gross Area
1st Floor Area	884 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1985
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	12 sqft
Deck Area	24 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1823 7TH AVE
City	TWO HARBORS
State	MN
Zip	55616-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 & W 10FT OF LOT 12 BLOCK 4
Legal Subdivision	SEGOGS ADD
Legal Block	4
Legal Lot Number	11-12
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	2
Census Block	2035
Census Tract	370400

Owner

Source: Lake County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1823 7TH AVE, TWO HARBORS, MN 55616-1108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed, Transfer
Sep 19, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PARK STATE BANK
Feb 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LAKE BANK
Apr 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LAKE BANK
Oct 16, 2018	Warranty Deed, Transfer LAKE BANK
Jun 4, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Sep 16, 2022 · Amount on Record
Deed Document Number	20261879853
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE MN
Recording Date	May 29, 2026
Property Address	1823 7TH AVE, TWO HARBORS, MN 55616-1108
Document Number	0001879853
Instrument Date	May 29, 2026
Instrument	20261879853
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1823 7TH AVE, TWO HARBORS, MN 55616-1108

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Sep 19, 2022
Property Address	1823 7TH AVE, TWO HARBORS, MN 55616-1108
Document Number	A000201099
Instrument Date	Sep 16, 2022
Instrument	A000201099
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1823 DEREK S PETERS, TWO HARBORS, MN 55616

Mortgage

Document Number	A000201100
Date	Sep 19, 2022
Instrument	A000201100

Lender

Name	PARK STATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	1823 7TH AVE, TWO HARBORS, MN 55616-1108
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000196332
Date	Feb 1, 2021
Instrument	A000196332

Lender

Name	LAKE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	1823 7TH AVE, TWO HARBORS, MN 55616-1108
Transaction Type	Mortgage
Record Updated	May 13, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000193856
Date	Apr 20, 2020
Instrument	A000193856

Lender

Name	LAKE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Oct 16, 2018
Property Address	1823 7TH AVE, TWO HARBORS, MN 55616-1108
Document Number	A000190744
Instrument Date	Oct 9, 2018
Instrument	A000190744
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1823 7TH AVE, TWO HARBORS, MN 55616-1108

Mortgage

Document Number	A000190745
Date	Oct 16, 2018
Instrument	A000190745

Lender

Name	LAKE BANK

Agreement

Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Jun 4, 2018
Property Address	1823 7TH AVE, TWO HARBORS, MN 55616-1108
Document Number	A000189911
Instrument Date	May 30, 2018
Instrument	A000189911
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1823 7TH AVE, TWO HARBORS, MN 55616-1108

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,606.00	$208,300 (-4.54%) Land $21,600 Building $186,700	$208,300 (-4.54%) Land $21,600 Building $186,700
2023		$218,200 Land $21,600 Building $196,600	$218,200 Land $21,600 Building $196,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito West Holding Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50

May also be available: AT&T.

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