18272 Saddle Crst, Silverado, CA 92676 Property Records

Orange County property record for 18272 Saddle Crst, Silverado, CA 92676

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,160 sqft · built 2023
Lot Size	0.304 acres (13,238 sqft)
Owner	Individual Name on File
Last Sale	$13,575,000 (Dec 2021)
Tax Bill	$26,172 (2025)
Deeds & Mortgages	Dec 2023 Transfer Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`858-051-12`

Property Details

APN / Parcel Number

Primary APN	`858-051-12`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,160 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	13,238 sqft (0.304 acres)
Garage Area	739 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	18272 SADDLE CRST
City	SILVERADO
State	CA
Zip	92676-9667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17388 BLK LOT 4
Legal Subdivision	TRACT NO 17388
Legal Tract	17388
Legal Lot Number	4
Jurisdiction	ORANGE CA
Township / Civil Division	SILVERADO
Census Block Group	1
Census Block	1029
Census Tract	32041

Owner

18272 Saddle Crst is owned and occupied by an individual who acquired it in December 2023.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	18272 SADDLE CRST, SILVERADO, CA 92676-9667
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Intrafamily Transfer, Transfer
Nov 9, 2023	Grant Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 1, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Deed Document Number	2021727624
Last Transfer Date	Dec 7, 2023
Transfer Doc	0000309221
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 15, 2023
Property Address	18272 SADDLE CRST, SILVERADO, CA 92676-9667
Document Number	0000309221
Map Reference	MB 982 PG 31-45
Instrument Date	Dec 7, 2023
Instrument	2023000309221
Transaction Type	Transfer
Record Updated	Jan 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18272 SADDLE CREST, SILVERADO AREA, CA

November 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 9, 2023
Property Address	18272 SADDLE CRST, SILVERADO, CA 92676-9667
Document Number	0000274106
Map Reference	MB 982 PG 31-45
Instrument Date	Aug 11, 2023
Instrument	2023000274106
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 22, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23276 S POINTE DR STE 201, 201, LAGUNA HILLS, CA 92653-1485

Mortgage

Document Number	0000274107
Date	Nov 9, 2023
Instrument	2023000274107

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 1, 2021
Property Address	SILVERADO, CA 92676
Document Number	0000727624
Instrument Date	Nov 30, 2021
Instrument	2021000727624
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19540 JAMBOREE RD STE 300, 300, IRVINE, CA 92612-8452
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 18272 Saddle Crst was $26,172 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,605,820 (+2%) Land $1,038,051 Building $1,567,769
2025	$26,172.00 Homeowner's exemption	$2,554,726 Land $1,017,697 Building $1,537,029
2023	$9,480.00 (+1.8%)	$923,100 Land $923,100
2022	$9,312.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18272 Saddle Crst in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (1994–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18272 Saddle Crst is extreme, ranking above 97.9% of the US, with a 3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.9% of the US · above 88% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRABUCO CANYON WATER DISTRICT serves 13,659 people · EPA ID CA3010094
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saddle Crst

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