18235 Saddle Crst, Silverado, CA 92676 Property Records

Orange County property record for 18235 Saddle Crst, Silverado, CA 92676

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,815 sqft · built 2023
Lot Size	0.423 acres (18,430 sqft)
Owner	Individual Name on Record
Last Sale	$2,843,500 (Nov 2023)
Tax Bill	$29,791 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`858-051-14`

Property Details

APN / Parcel Number

Primary APN	`858-051-14`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Building Area	4,815 sqft Living Area

Exterior

Year Built	Built 2023
Lot Area	18,430 sqft (0.423 acres)
Garage Area	651 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	18235 SADDLE CRST
City	SILVERADO
State	CA
Zip	92676-9667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17388 BLK LOT 58
Legal Tract	17388
Legal Lot Number	58
Jurisdiction	ORANGE CA
Township / Civil Division	SILVERADO
Census Block Group	1
Census Block	1029
Census Tract	32041

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	18235 SADDLE CRST, SILVERADO, CA 92676-9667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LOAN CENTER
Dec 1, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2023 · Amount on Record
Deed Sale	Nov 9, 2023 · Amount on Record
Prior Sale	Nov 9, 2023 · Amount on Record
Deed Document Number	0000275027
Last Transfer Date	May 27, 2025
Transfer Doc	0000149073
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	18235 SADDLE CRST, SILVERADO, CA 92676-9667
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24235 ONTARIO LN, LAKE FOREST, CA 92630-1920

Mortgage

Document Number	0000299086
Date	Oct 31, 2025
Instrument	2025000299086

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 1, 2021
Property Address	SILVERADO, CA 92676
Document Number	0000727624
Instrument Date	Nov 30, 2021
Instrument	2021000727624
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19540 JAMBOREE RD STE 300, 300, IRVINE, CA 92612-8452
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$29,791.00 (+214.25%)	$2,900,322 (+214.19%) Land $1,169,690 Building $1,730,632
2023	$9,480.00 (+1.8%)	$923,100 Land $923,100
2022	$9,312.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (1994–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.7% of the US · above 91% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRABUCO CANYON WATER DISTRICT serves 13,659 people · EPA ID CA3010094
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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