1. Home
  2. Florida
  3. Lee County
  4. Estero
  5. Ridgeline Dr

18243 Ridgeline Dr, Estero, FL 33928 Property Records

Lee County property record for 18243 Ridgeline Dr, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Lot Size0.18 acres (7,830 sqft)
OwnerIndividual Name on Record
Last Sale$570,000 (Nov 2023)
Tax Bill$7,533 (2025)
Deeds & MortgagesJan 2026 Mortgage
Nov 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN30-46-27-L4-0300C.2020

Property Details

APN / Parcel Number

Primary APN30-46-27-L4-0300C.2020
Alternative APNs
  • 273046L40300C2020
  • 10604513

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area7,830 sqft (0.18 acres)
View / LotLake
PorchPorch
Porch Area28 sqft

Location & Zoning

Account Number10604513
Street Address18243 RIDGELINE DR
CityESTERO
StateFL
Zip33928-9688
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionVERDANA VILLAGE PHASE 1B BLOCK C LOT 202 A REPLAT OF TRACT F-2 AS DESC IN INST 2021000198492
Legal Range27E
Legal Township46S
Legal Section30
Legal SubdivisionVERDANA VILLAGE
Legal Phase1
Legal TractF-2
Legal BlockC
Legal Lot Number202
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1003
Census Tract50312

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18243 RIDGELINE DR, ESTERO, FL 33928-9688
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 30, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 14, 2023Quit Claim Deed, Transfer
Quitclaim
Apr 5, 2023Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2023 · Amount on Record
Deed SaleNov 30, 2023 · Amount on Record
Prior SaleApr 5, 2023 · Amount on Record
Deed Document Number2023377621
Prior Transfer DateJun 11, 2023
Prior Transfer Doc0000208193
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address18243 RIDGELINE DR, ESTERO, FL 33928-9688
Transaction TypeMortgage
Record UpdatedJan 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address18243 RIDGELINE DR, ESTERO, FL 33928-9688

Mortgage

Document Number0000001053
DateJan 5, 2026
Instrument2026000001053
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

November 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateNov 30, 2023
Property Address18243 RIDGELINE DR, ESTERO, FL 33928-9688
Document Number0000377621
Map ReferenceDOC 2021000198492
Instrument DateNov 16, 2023
Instrument2023000377621
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 9, 2024
Title CompanyFOCUS TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,990.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17734 KINZIE LN, ESTERO, FL 33928-6579

Transferred To (Grantee/Buyer)

NameVerified Name
Address18243 RIDGELINE DR, ESTERO, FL 33928-9688

Mortgage

Document Number0000377623
DateNov 30, 2023
Instrument2023000377623
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

June 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLEE FL
Recording DateJun 14, 2023
Property Address18243 RIDGELINE DR, ESTERO, FL 33928-9688
Document Number0000208193
Map ReferenceDOC 2021000198492
Instrument DateJun 11, 2023
Instrument2023000208193
Transaction TypeTransfer
Record UpdatedJun 22, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address18243 RIDGELINE DR, ESTERO, FL 33928-9688

Transferred To (Grantee/Buyer)

NameVerified Name
Address17734 KINZIE LN, ESTERO, FL 33928-6579
InvestorPossibly a Property Investor

April 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateApr 5, 2023
Property Address18243 RIDGELINE DR, ESTERO, FL 33928-9688
Document Number0000121672
Map ReferenceDOC 2021000198492
Instrument DateMar 20, 2023
Instrument2023000121672
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 19, 2023
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,658.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

NameVerified Name
Address18243 RIDGELINE DR, ESTERO, FL 33928-9688

Mortgage

Document Number0000121673
DateApr 5, 2023
Instrument2023000121673
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$435,331 (-4.69%) Land $88,825 Building $346,506$435,331 (-5.44%) Land $88,825 Building $346,506
2025$7,533.00 (+141.44%) Homeowner's exemption$456,733 (+430.42%)$460,368 (+434.64%) Land $97,708 Building $362,660
2023$3,120.00 (+32.43%)$86,108 (+7.5%) Land $86,108$86,108 (+7.5%) Land $86,108
2022$2,356.00$80,100 Land $80,100$80,100 Land $80,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 205 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies329 units insured
incl. 124 condo units
Nearby Flood Claims42 (1981–2024)
Claims Outside the SFHA9 of 42
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Ridgeline Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures