1827 Tobi Ct, Concord, CA 94521 Property Records

Contra Costa County property record for 1827 Tobi Ct, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,740 sqft · built 1956
Lot Size	0.234 acres (10,185 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Dec 2009)
Tax Bill	$5,856 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`116-040-002-2`

Property Details

APN / Parcel Number

Primary APN	`116-040-002-2`
Alternative APN	`116-040-002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,740 sqft Living Area
1st Floor Area	2,740 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Lot Area	10,185 sqft (0.234 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1827 TOBI CT
City	CONCORD
State	CA
Zip	94521-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 2186 LOT 15
Legal Subdivision	2186 TOBI ACRES
Legal Tract	2186
Legal Lot Number	15
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1006
Census Tract	333101

Owner

1827 Tobi Ct is owned and occupied by two individuals who acquired it in October 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1827 TOBI CT, CONCORD, CA 94521-1418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage SAYGO HOME LOANS LLC
Jul 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage MEQC INC
Oct 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FREMONT BANK
Feb 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2009 · Amount on File
Deed Sale	Dec 10, 2009 · Amount on File
Prior Sale	Sep 1, 2009 · Amount on File
Deed Document Number	2009290154
Last Transfer Date	Oct 16, 2021
Transfer Doc	0000296754
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1827 TOBI CT, CONCORD, CA 94521-1418
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1827 TOBI CT, CONCORD, CA 94521-1418

Mortgage

Document Number	0000019003
Date	Feb 26, 2026
Instrument	2026- 019003

Lender

Name	SAYGO HOME LOANS LLC
Type	Mortgage Company
Address	8155 E INDIAN BEND RD STE 111, SCOTTSDALE, AZ 85250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	Other
Max Rate	9.75%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1827 TOBI CT, CONCORD, CA 94521-1418
Transaction Type	Mortgage
Record Updated	Jul 21, 2023
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1827 TOBI CT, CONCORD, CA 94521-1418

Mortgage

Document Number	0000066339
Date	Jul 12, 2023
Instrument	2023-066339

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1827 TOBI CT, CONCORD, CA 94521-1418
Transaction Type	Mortgage
Record Updated	Mar 24, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1827 TOBI CT, CONCORD, CA 94521-1418

Mortgage

Document Number	0000025474
Date	Mar 17, 2023
Instrument	2023-025474

Lender

Name	MEQC INC
Type	Non-Lending Institution
Address	LOS ANGELES, CA 90068

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 21, 2021
Property Address	1827 TOBI CT, CONCORD, CA 94521-1418
Document Number	0000296754
Map Reference	MB 60 PG 31
Instrument Date	Oct 16, 2021
Instrument	2021-296754
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1827 TOBI CT, CONCORD, CA 94521-1418

Mortgage

Document Number	0000296755
Date	Oct 21, 2021
Instrument	2021-296755

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 27, 2020
Property Address	1827 TOBI CT, CONCORD, CA 94521-1418
Document Number	0000036579
Instrument Date	Feb 26, 2020
Instrument	36579
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1827 TOBI CT CONCORD CA 945211418, CONCORD, CA 94521-1418

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1827 TOBI CT, CONCORD, CA 94521-1418
Document Number	0000191724
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1827 TOBI CT CONCORD CA 945211418, CONCORD, CA 94521-1418

Mortgage

Document Number	0000191724
Date	Oct 30, 2019
Instrument	191724

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1827 Tobi Ct was $5,856.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$526,638 (+2%) Land $329,150 Building $197,488
2025	$5,856.00	$516,313 Land $322,697 Building $193,616
2023	$5,647.00 (+0.84%)	$496,266 Land $310,167 Building $186,099
2022	$5,600.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1827 Tobi Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1995–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1827 Tobi Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
AT&T DSL	100 / 20

May also be available: T-Mobile.

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