1823 Tobi Ct, Concord, CA 94521 Property Records

Contra Costa County property record for 1823 Tobi Ct, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,407 sqft · built 1956
Lot Size	0.253 acres (11,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$672,000 (Aug 2018)
Tax Bill	$8,430 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2018 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`116-040-003`

Property Details

APN / Parcel Number

Primary APN	`116-040-003`
Alternative APN	`116-040-003-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,407 sqft Living Area
1st Floor Area	1,407 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2000
Lot Area	11,000 sqft (0.253 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1823 TOBI CT
City	CONCORD
State	CA
Zip	94521-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 2186 LOT 14
Legal Subdivision	TOBI ACRES
Legal Tract	2186
Legal Lot Number	14
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1006
Census Tract	333101

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1823 TOBI CT, CONCORD, CA 94521-1418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage SRE MORTGAGE ALLIANCE INC
Aug 9, 2018	Grant Deed, Transfer · ARM PATELCO CU
Feb 2, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
Feb 2, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
Feb 2, 2018	Grant Deed, Transfer CHICAGO TITLE SIMPLIFILE
Dec 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2018 · Amount on Record
Deed Sale	Aug 9, 2018 · Amount on Record
Prior Sale	Feb 2, 2018 · Amount on Record
Deed Document Number	2018127311
Prior Transfer Date	Jan 30, 2018
Prior Transfer Doc	0000017295
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1823 TOBI CT, CONCORD, CA 94521-1418
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1823 TOBI CT, CONCORD, CA 94521-1418

Mortgage

Document Number	0000166178
Date	Jun 8, 2021
Instrument	2021-166178

Lender

Name	SRE MORTGAGE ALLIANCE INC
Type	Mortgage Company
Address	EL SEGUNDO, CA 90245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 9, 2018
Property Address	1823 TOBI CT, CONCORD, CA 94521-1418
Document Number	0000127311
Map Reference	MB 60 PG 31
Instrument Date	Aug 7, 2018
Instrument	2018-127311
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1823 TOBI CT, CONCORD, CA 94521-1418

Mortgage

Document Number	0000127312
Date	Aug 9, 2018
Instrument	2018-127312

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Sep 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	9.12%

Mortgage

Document Number	0000127313
Date	Aug 9, 2018
Instrument	2018-127313

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 2, 2018
Property Address	1823 TOBI CT, CONCORD, CA 94521-1418
Document Number	0000017294
Instrument Date	Jan 30, 2018
Instrument	17294
Transaction Type	Transfer
Record Updated	Feb 7, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	213 WATERSTONE PL SAN RAMON CA 945823016, SAN RAMON, CA 94582-3016

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 2, 2018
Property Address	1823 TOBI CT, CONCORD, CA 94521-1418
Document Number	0000017295
Instrument Date	Jan 30, 2018
Instrument	17295
Transaction Type	Transfer
Record Updated	Feb 7, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	213 WATERSTONE PL SAN RAMON CA 945823016, SAN RAMON, CA 94582-3016

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 2, 2018
Property Address	1823 TOBI CT, CONCORD, CA 94521-1418
Document Number	0000017293
Map Reference	MB 60 PG 31
Instrument Date	Jan 22, 2018
Instrument	2018-017293
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE SIMPLIFILE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	213 WATERSTONE PL, SAN RAMON, CA 94582-3016

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 6, 2017
Property Address	1823 TOBI CT, CONCORD, CA 94521-1418
Document Number	0000229086
Instrument Date	Dec 6, 2017
Instrument	229086
Transaction Type	Transfer
Record Updated	Dec 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1823 TOBI CT CONCORD CA 945211418, CONCORD, CA 94521-1418

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$764,613 (+2%) Land $480,160 Building $284,453
2025	$8,430.00 (+3.73%)	$749,622 (+4.04%) Land $470,746 Building $278,876
2023	$8,127.00 (+0.86%)	$720,515 Land $452,467 Building $268,048
2022	$8,058.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1995–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
AT&T DSL	100 / 20

May also be available: T-Mobile.

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