1827 Cedar Dr, Lenoir, NC 28645 Property Records

Caldwell County property record for 1827 Cedar Dr, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,117 sqft · built 1985
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$246,000 (Apr 2018)
Tax Bill	$2,735 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09105D 1 27`

Property Details

APN / Parcel Number

Primary APN	`09105D 1 27`
Alternative APN	`163460`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,117 sqft Heated Area
Gross Area	4,218 sqft
1st Floor Area	1,363 sqft
Upper Floors Area	754 sqft
Basement Area	1,363 sqft
Finished Basement	624 sqft
Unfinished Basement	739 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Deck Area	738 sqft
Patio Area	738 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	163460
Street Address	1827 CEDAR DR
City	LENOIR
State	NC
Zip	28645-9143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1939 PG 887 YR 18 ST 492.00
Legal Subdivision	CEDAR ROCK ESTATES
Jurisdiction	CALDWELL NC
Township / Civil Division	LOWER CREEK
Census Block Group	1
Census Block	1016
Census Tract	31201

Owner

1827 Cedar Dr is owned and occupied by an individual who bought it in April 2018.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1827 CEDAR DR, LENOIR, NC 28645-9143
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Nov 19, 2019	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG
May 2, 2019	Warranty Deed, Transfer NOT AVAILABLE
Apr 12, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Feb 20, 2019	Deed of Trust, Mortgage · Conventional with PMI SOVEREIGN LNDG GRP INC
Apr 16, 2018	Warranty Deed, Transfer · VA Mortgage HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2018 · Amount on File
Deed Sale	Apr 16, 2018 · Amount on File
Prior Sale	Feb 2, 1999 · Amount on File
Deed Document Number	201810021305
Deed Book / Page	1939 / 887
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	1827 CEDAR DR, LENOIR, NC 28645-9143
Document Number	0010052889
Instrument Date	Jan 20, 2021
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1827 CEDAR DR LENOIR NC 286459143, LENOIR, NC 28645-9143

Mortgage

Document Number	0010052889
Date	Jan 25, 2021
Book Page	002010/000139
Instrument	10052889

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	1827 CEDAR DR, LENOIR, NC 28645-9143
Document Number	0010039052
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	NEXUS TITLE COMPANY, NEXUS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1827 CEDAR DR LENOIR NC 286459143, LENOIR, NC 28645-9143

Mortgage

Document Number	0010039052
Date	Dec 2, 2019
Book Page	001976/001888
Instrument	10039052

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	May 2, 2019
Property Address	1827 CEDAR DR, LENOIR, NC 28645-9143
Document Number	0010032463
Book / Page	001962 / 000624
Instrument Date	May 2, 2019
Instrument	10032463
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$292.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1827 CEDAR DR LENOIR NC 286459143, LENOIR, NC 28645-9143

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Apr 12, 2019
Property Address	1827 CEDAR DR, LENOIR, NC 28645-9143
Document Number	0010031919
Book / Page	001961 / 000273
Instrument Date	Apr 12, 2019
Instrument	10031919
Transaction Type	Transfer
Record Updated	May 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$168.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1827 CEDAR DR LENOIR NC 286459143, LENOIR, NC 28645-9143

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	1827 CEDAR DR, LENOIR, NC 28645-9143
Document Number	0010030522
Instrument Date	Feb 20, 2019
Transaction Type	Mortgage
Record Updated	Mar 14, 2019
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1827 CEDAR DR LENOIR NC 286459143, LENOIR, NC 28645-9143

Mortgage

Document Number	0010030522
Date	Feb 26, 2019
Book Page	001958/000621
Instrument	10030522

Lender

Name	SOVEREIGN LNDG GRP INC
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Apr 16, 2018
Property Address	1827 CEDAR DR, LENOIR, NC 28645-9143
Document Number	0010021305
Book / Page	001939 / 000887
Instrument Date	Apr 13, 2018
Instrument	10021305
Transaction Type	Transfer
Record Updated	Apr 30, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$492.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1827 CEDAR DR LENOIR NC 286459143, LENOIR, NC 28645-9143

Mortgage

Document Number	10021306
Date	Apr 16, 2018
Book Page	001939/000890
Instrument	10021306

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1827 Cedar Dr was $2,735, down 16.8% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Cedar Rock Village
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,735.00 (-16.84%)	$339,000 (-) Land $19,100 Building $319,900
2025	$3,289.00	$339,000 Land $19,100 Building $319,900	$339,000 Land $19,100 Building $319,900
2023		$217,200 (-) Land $19,100 Building $198,100	$217,200 (-) Land $19,100 Building $198,100
2022	$1,962.00	$217,200 Land $19,100 Building $198,100	$217,200 Land $19,100 Building $198,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1827 Cedar Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1827 Cedar Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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