1806 Cedar Dr, Lenoir, NC 28645 Property Records

Caldwell County property record for 1806 Cedar Dr, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,776 sqft · built 1976
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Dec 2021)
Tax Bill	$2,566 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09105D 1 12`

Property Details

APN / Parcel Number

Primary APN	`09105D 1 12`
Alternative APN	`173522`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,776 sqft Heated Area
Gross Area	4,842 sqft
1st Floor Area	1,608 sqft
Basement Area	1,608 sqft
Finished Basement	1,206 sqft
Unfinished Basement	402 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	258 sqft
Deck Area	352 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	173522
Street Address	1806 CEDAR DR
City	LENOIR
State	NC
Zip	28645-9143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2044 PG 75 YR 2021 ST 600.00
Legal Subdivision	CEDAR ROCK ESTATES
Jurisdiction	CALDWELL NC
Township / Civil Division	LOWER CREEK
Census Block Group	2
Census Block	2012
Census Tract	31201

Owner

1806 Cedar Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1806 CEDAR DR, LENOIR, NC 28645-9143
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage TELCO COMMUNITY CU
Dec 21, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2021 · Amount on File
Deed Sale	Dec 28, 2021 · Amount on File
Prior Sale	May 11, 2012 · Amount on File
Deed Document Number	202110066841
Deed Book / Page	2044 / 75
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Dec 28, 2021
Property Address	1806 CEDAR DR, LENOIR, NC 28645-9143
Document Number	0020440075
Book / Page	2044 / 75
Map Reference	MB 6 PG 61
Instrument Date	Dec 10, 2021
Instrument	10066841
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 599, LENOIR, NC 28645-0599

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 CEDAR DR, LENOIR, NC 28645-9143

Mortgage

Document Number	0010066842
Date	Dec 28, 2021
Instrument	10066842

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	1806 CEDAR DR, LENOIR, NC 28645-9143
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020120173
Date	Feb 12, 2021
Book Page	2012/173
Instrument	10053720

Lender

Name	TELCO COMMUNITY CU
Type	Credit Union
Address	ASHEVILLE, NC 28806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Dec 21, 2017
Property Address	1806 CEDAR DR, LENOIR, NC 28645-9143
Document Number	0010018050
Book / Page	001932 / 001817
Instrument Date	Dec 21, 2017
Instrument	10018050
Transaction Type	Transfer
Record Updated	Jan 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1810 CEDAR DR LENOIR NC 286459143, LENOIR, NC 28645-9143

Tax Assessment & Valuation

The 2026 property tax bill for 1806 Cedar Dr was $2,566, down 16.8% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Cedar Rock Village
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,566.00 (-16.82%)	$317,900 (-) Land $23,300 Building $294,600
2025	$3,085.00	$317,900 Land $23,300 Building $294,600	$317,900 Land $23,300 Building $294,600
2023		$187,300 (-) Land $23,300 Building $164,000	$187,300 (-) Land $23,300 Building $164,000
2022	$1,694.00	$187,300 Land $23,300 Building $164,000	$187,300 Land $23,300 Building $164,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1806 Cedar Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1806 Cedar Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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