18265 Gary Rdg, Durango, IA 52039 Property Records

Dubuque County property record for 18265 Gary Rdg, Durango, IA 52039

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,679 sqft · built 2016
Lot Size	1.46 acres (63,598 sqft)
Owner	Individual Name on File
Last Sale	$307,000 (Sep 2016)
Tax Bill	$3,848 (2024)
Deeds & Mortgages	Dec 2017 Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-31-429-004`

Property Details

APN / Parcel Number

Primary APN	`06-31-429-004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,679 sqft Living Area
Basement Area	1,679 sqft
Finished Basement	215 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	63,598 sqft (1.46 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	962 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Deck Area	248 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	18265 GARY RDG
City	DURANGO
State	IA
Zip	52039-9554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 3 BLOCK 2 JAMESON COUNTRY ESTATES;
Legal Subdivision	JAMESON COUNTRY ESTATES
Legal Block	2
Legal Lot Number	3
Jurisdiction	DUBUQUE IA
Township / Civil Division	PERU
Census Block Group	1
Census Block	1045
Census Tract	10600

Owner

18265 Gary Rdg is owned and occupied by an individual who bought it in September 2016.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	18265 GARY RDG, DURANGO, IA 52039-9554
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN TRUST & SAVINGS BANK
Oct 2, 2018	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2016 · Amount on File
Deed Sale	Sep 22, 2016 · Amount on File
Prior Sale	Nov 24, 2015 · Amount on File
Deed Document Number	2016-00012593
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	18265 GARY RDG, DURANGO, IA 52039-9554
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015380
Date	Dec 13, 2017
Instrument	2017-00015380

Lender

Name	AMERICAN TRUST & SAVINGS BANK
Type	Bank
Address	DUBUQUE, IA 52004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	18265 GARY RDG, DURANGO, IA 52039-9554
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011523
Date	Oct 2, 2018
Instrument	2018-00011523

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$380,900 Land $77,100 Building $303,800	$380,900 Land $77,100 Building $303,800
2024	$3,848.00
2023		$339,300 (+14.55%) Land $73,400 Building $265,900	$339,300 Land $73,400 Building $265,900
2022	$4,048.00 Homeowner's exemption	$296,210 Land $61,200 Building $235,010
2021			$296,210 Land $61,200 Building $235,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18265 Gary Rdg in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	14 (1991–2011)
Most Recent Claim	Jul 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2011 · 6 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18265 Gary Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: Comelec Internet Services.

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