18246 Gary Rdg, Durango, IA 52039 Property Records

Dubuque County property record for 18246 Gary Rdg, Durango, IA 52039

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,336 sqft · built 1998
Lot Size	2.16 acres (94,090 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jul 2013)
Tax Bill	$5,058 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-31-430-004`

Property Details

APN / Parcel Number

Primary APN	`06-31-430-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area
1st Floor Area	1,876 sqft
Basement Area	1,336 sqft
Finished Basement	1,000 sqft
Interior Walls	Unfinished
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Rustic
Exterior Material	Wood Siding
Construction Type	Log
Lot Area	94,090 sqft (2.16 acres)
Garage Type	Attached
Garage Area	1,984 sqft
Parking Spaces	8 Parking Spaces
Porch	Slab
Porch Area	500 sqft
Patio Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18246 GARY RDG
City	DURANGO
State	IA
Zip	52039-9554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 8 BLOCK 1 JAMESON COUNTRY ESTATES;
Legal Range	02E
Legal Township	90N
Legal Section	31
Legal Subdivision	JAMESON COUNTRY ESTATES
Legal Block	1
Legal Lot Number	8
Jurisdiction	DUBUQUE IA
Township / Civil Division	PERU
Census Block Group	1
Census Block	1044
Census Tract	10600

Owner

Source: Dubuque County records, as of December 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	18246 GARY RDG, DURANGO, IA 52039-9554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU
Sep 25, 2018	Affidavit of Death, Transfer NOT AVAILABLE
Sep 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage COLLINS CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2013 · Amount on Record
Deed Sale	Jul 22, 2013 · Amount on Record
Deed Document Number	201312290
Prior Transfer Date	Aug 22, 2011
Prior Transfer Doc	0000011852
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	18246 GARY RDG, DURANGO, IA 52039-9554
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011602
Date	Sep 27, 2019
Instrument	2019-00011602

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	DUBUQUE IA
Recording Date	Sep 25, 2018
Property Address	18246 GARY RDG, DURANGO, IA 52039-9554
Document Number	0000011207
Instrument Date	Sep 20, 2018
Instrument	11207
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18246 GARY RDG DURANGO IA 520399554, DURANGO, IA 52039-9554

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	18246 GARY RDG, DURANGO, IA 52039-9554
Document Number	0000011208
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18246 GARY RDG DURANGO IA 520399554, DURANGO, IA 52039-9554

Mortgage

Document Number	0000011208
Date	Sep 25, 2018
Instrument	11208

Lender

Name	COLLINS CMNTY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,058.00 Homeowner's exemption	$503,200 (+13.67%) Land $82,700 Building $420,500	$503,200 (+13.67%) Land $82,700 Building $420,500
2024	$5,058.00 (-3.47%)
2023		$442,700 (+16.28%) Land $78,700 Building $364,000	$442,700 (+16.28%) Land $78,700 Building $364,000
2022	$5,240.00 Homeowner's exemption	$380,710 Land $65,630 Building $315,080
2021			$380,710 Land $65,630 Building $315,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	14 (1991–2011)
Most Recent Claim	Jul 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2011 · 6 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: Comelec Internet Services, Nextlink, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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