Culpeper County property record for 18262 Sumter Rd, Culpeper, VA 22701 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,664 sqft · built 1994 |
| Lot Size | 1.78 acres (77,537 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Aug 2010) |
| Tax Bill | $1,788 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Aug 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-P-1-27 |
| Primary APN | 49-P-1-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,664 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 77,537 sqft (1.78 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 352 sqft |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 16959 |
|---|---|
| Street Address | 18262 SUMTER RD |
| City | CULPEPER |
| State | VA |
| Zip | 22701-8098 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MERRIMAC SOUTH LOT 27 PLAT CAB 2/302,303 |
| Legal Subdivision | 224 |
| Legal Lot Number | 27 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | SALEM |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 930501 |
Source: Culpeper County records · APN 49-P-1-27
Assessment roll updated November 7, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18262 SUMTER RD, CULPEPER, VA 22701-8098 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Dec 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 23, 2010 · Amount on Record |
| Deed Sale | Aug 23, 2010 · Amount on Record |
| Prior Sale | Jul 29, 2004 · Amount on Record |
| Deed Book / Page | 1000 / 4343 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 18262 SUMTER RD, CULPEPER, VA 22701-8098 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2025 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 18262 SUMTER RD, CULPEPER, VA 22701-8098 |
| Document Number | 0250005470 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 250005470 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 31, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 18262 SUMTER RD, CULPEPER, VA 22701-8098 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2025 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|
| Document Number | 0210007381 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 210007381 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 18262 SUMTER RD, CULPEPER, VA 22701-8098 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 170006769 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 170006769 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.88% |
Source: Culpeper County records · Assessment roll updated November 7, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Unified School District | Culpeper County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,788.00 | $415,900 (+12.31%) Land $121,600 Building $294,300 | $415,900 (+12.31%) Land $121,600 Building $294,300 |
| 2024 | $1,788.00 (+4.99%) | ||
| 2023 | $1,703.00 | $370,300 Land $96,600 Building $273,700 | $370,300 Land $96,600 Building $273,700 |
Source: FEMA National Flood Hazard Layer, Culpeper County (51047C), updated February 25, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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