18177 Sumter Rd, Culpeper, VA 22701 Property Records

Culpeper County property record for 18177 Sumter Rd, Culpeper, VA 22701

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,178 sqft · built 1997
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$227,000 (Apr 2016)
Tax Bill$1,599 (2025)
Deeds & MortgagesJan 2021 Refinance
Flood ZoneZone X (minimal risk)
APN49-P-1-30

Property Details

APN / Parcel Number

Primary APN49-P-1-30
Alternative APN
  • 16962

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,178 sqft Living Area
1st Floor Area1,104 sqft
Basement Area1,104 sqft
Unfinished Basement1,104 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchPorch
Porch Area74 sqft
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number16962
Street Address18177 SUMTER RD
CityCULPEPER
StateVA
Zip22701-8046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionMERRIMAC SOUTH LOT 30 PLAT CAB 2/302,303
Legal Subdivision224
Legal Lot Number30
JurisdictionCULPEPER VA
Township / Civil DivisionSALEM
Census Block Group2
Census Block2018
Census Tract930501

Owner

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18177 SUMTER RD, CULPEPER, VA 22701-8046
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2016 · Amount on Record
Deed SaleApr 20, 2016 · Amount on Record
Prior SaleMay 22, 1998 · Amount on Record
Deed Document Number20162121
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCULPEPER VA
Property Address18177 SUMTER RD, CULPEPER, VA 22701-8046
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210000521
DateJan 19, 2021
Instrument210000521
Lender
NameFIRST HERITAGE MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,599.00 (+0.19%)$371,800 (+9.48%) Land $115,000 Building $256,800$371,800 (+9.48%) Land $115,000 Building $256,800
2024$1,596.00 (+2.18%)
2023$1,562.00$339,600 Land $90,000 Building $249,600$339,600 Land $90,000 Building $249,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1995–2014)
Claims Outside the SFHA4 of 6
Most Recent ClaimMay 2014 · rainfall accumulation
Claims by Event
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMERRIMAC SOUTH
private · serves 118 people · EPA ID VA6047330
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Virginia Broadband
Fixed Wireless · not low latency
100 / 25
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Sumter Rd

Nearby Streets

Search Property Records by Address or Parcel Number