Monroe County property record for 1826 E Waters Edge Dr, Bloomington, IN 47401
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 3,078 sqft · built 1985 |
| Lot Size | 0.016 acres (704 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $382,500 (Mar 2005) |
| Tax Bill | $2,749 (2025) |
| Deeds & Mortgages | Nov 2007 Mortgage Sep 2021 Transfer + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 004-02995-59 |
| Primary APN | 004-02995-59 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 3 Stories |
| Building Area | 3,078 sqft Living Area |
| 1st Floor Area | 3,078 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 704 sqft (0.016 acres) |
| Terrain | Low |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 004-02995-59 |
|---|---|
| Street Address | 1826 E WATERS EDGE DR |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-8790 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PUD |
| Legal Description | WATERS EDGE PH5 BLDG 0-1 U1 |
| Legal Subdivision | WATERS EDGE |
| Jurisdiction | MONROE IN |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1502 |
Source: Monroe County records · APN 004-02995-59
Assessment roll updated June 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1826 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8790 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2007 | Deed of Trust, Mortgage HINSDALE BANK & TRUST CO |
| Sep 30, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Feb 23, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Mar 01, 2005 | Trustee's Deed, Foreclosure HINSDALE BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 2005 · Amount on Record |
| Deed Sale | Mar 01, 2005 · Amount on Record |
| Deed Document Number | 20053529 |
| Last Transfer Date | Aug 18, 2021 |
| Transfer Doc | 2021018792 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 1826 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8790 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2007021652 |
|---|---|
| Date | Nov 29, 2007 |
| Instrument | 2007021652 |
| Name | HINSDALE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HINSDALE, IL 60521 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Sep 30, 2021 |
| Property Address | 1826 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8790 |
| Document Number | 2021018792 |
| Map Reference | DOC 2000016803 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 2021018792 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Feb 23, 2018 |
| Property Address | 1826 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8790 |
| Document Number | 2018002094 |
| Map Reference | DOC 151393 MB 143 PG |
| Instrument Date | Feb 23, 2018 |
| Instrument | 2018002094 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1826 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8790 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Mar 01, 2005 |
| Property Address | 1826 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8790 |
| Document Number | 2005003529 |
| Map Reference | DOC151393 BK143 |
| Instrument Date | Feb 28, 2005 |
| Instrument | 2005003529 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 03, 2026 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1826 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8790 |
| Investor | Possibly a Property Investor |
| Document Number | 2005003530 |
|---|---|
| Date | Mar 01, 2005 |
| Instrument | 2005003530 |
| Name | HINSDALE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Clear Creek Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,749.00 (-7.75%) | $373,800 (+3.8%) Land $153,000 Building $220,800 | $373,800 (+3.8%) Land $153,000 Building $220,800 |
| 2024 | $2,980.00 (+17.09%) | ||
| 2023 | $360,100 (+13.49%) Land $150,000 Building $210,100 | $360,100 (+13.49%) Land $150,000 Building $210,100 | |
| 2022 | $2,545.00 | $317,300 Land $150,000 Building $167,300 | $317,300 Land $150,000 Building $167,300 |
Source: FEMA National Flood Hazard Layer as of September 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Smithville Holding Company Fiber | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 127 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTHERN MONROE WATER AUTHORITY private · serves 8,877 people |
|---|---|
| Water Source | Purchased surface water from CITY OF BLOOMINGTON UTILITIES |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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