1815 E Waters Edge Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 1815 E Waters Edge Dr, Bloomington, IN 47401 · Last verified June 2026

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,952 sqft · built 1987
Lot Size	0.016 acres (702 sqft)
Owner	Individual Name on File
Tax Bill	$5,309 (2025)
Deeds & Mortgages	Sep 2017 Sale Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-02955-35`

Property Details

APN / Parcel Number

Primary APN	`004-02955-35`
Alternative APNs	`53-00-40-299-535.000-006` `004-02995-35`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,952 sqft Living Area
1st Floor Area	1,952 sqft
Basement Area	510 sqft
Finished Basement	510 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	702 sqft (0.016 acres)
Terrain	Low
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	004-02995-35
Street Address	1815 E WATERS EDGE DR
City	BLOOMINGTON
State	IN
Zip	47401-8790
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	WATERS EDGE PH 4 BLDG Q UNIT 1
Legal Subdivision	WATER S EDGE CONDOMINIUM
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2006
Census Tract	1502

Owner

Source: Monroe County records · APN 004-02955-35

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2428 SOMERSET CIR, FRANKLIN, IN 46131-7337
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2017	Warranty Deed, Transfer
Jan 27, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Apr 09, 2009	Trustee's Deed, Foreclosure · ARM GERMAN AMERICAN BANCORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 26, 2017
Deed Sale	Sep 26, 2017
Prior Sale	Sep 20, 2017 · Amount on Record
Deed Document Number	201713655
Prior Transfer Date	Jan 20, 2017
Prior Transfer Doc	2017001231
Record Updated	Sep 20, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Sep 26, 2017
Property Address	1815 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8790
Document Number	2017013655
Map Reference	MB 143 PG 263 DOC 15
Instrument Date	Sep 19, 2017
Instrument	2017013655
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 SOMERSET CIR, FRANKLIN, IN 46131-7337

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Jan 27, 2017
Property Address	1815 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8790
Document Number	2017001231
Map Reference	DOC2008016909
Instrument Date	Jan 20, 2017
Instrument	2017001231
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 E WATERS EDGE DR # 88, 88, BLOOMINGTON, IN 47401-8790

Mortgage

Document Number	2017001233
Date	Jan 27, 2017
Instrument	2017001233

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2047

April 2009: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONROE IN
Recording Date	Apr 09, 2009
Property Address	1815 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8790
Document Number	2009005553
Map Reference	DOC151393 BK143
Instrument Date	Mar 26, 2009
Instrument	2009005553
Transaction Type	Foreclosure
Record Updated	Apr 03, 2026

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8790

Mortgage

Document Number	2009005554
Date	Apr 09, 2009
Instrument	2009005554

Lender

Name	GERMAN AMERICAN BANCORP

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	May 01, 2010
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	7.25%
Index	1-Year T-Bill
Margin	3
Max Rate	10.7%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,309.00 (-1.01%)	$361,100 (+5.12%) Land $52,000 Building $309,100	$361,100 (+5.12%) Land $52,000 Building $309,100
2024	$5,363.00 (+15.58%)
2023		$343,500 (+9.67%) Land $50,000 Building $293,500	$343,500 (+9.67%) Land $50,000 Building $293,500
2022	$4,640.00	$313,200 Land $50,000 Building $263,200	$313,200 Land $50,000 Building $263,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (18105C), updated September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050015022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 3% of the US · above 21% of Indiana
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 127 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Smithville Holding Company	Fiber	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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