Oakland County property record for 1744 Derby Rd, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 3,794 sqft · built 2018 |
| Lot Size | 0.257 acres (11,195 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Mar 2018) |
| Tax Bill | $21,565 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Mar 2018 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-20-30-326-006 |
| Primary APN | 08-20-30-326-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,794 sqft Living Area |
| 1st Floor Area | 1,263 sqft |
| Basement Area | 1,263 sqft |
| Unfinished Basement | 1,263 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Lot Area | 11,195 sqft (0.257 acres) |
| Lot Dimensions | 140 ft deep x 80 ft wide |
| Garage Area | 293 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 321 sqft |
| Patio Area | 231 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1744 DERBY RD |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-7527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R11E, SEC 30 GRAEFIELD LOT 27 EXC ELY 18 FT, ALSO ELY 25 FT OF LOT 28 |
| Legal Range | 11E |
| Legal Township | 02N |
| Legal Section | 30 |
| Legal Subdivision | GRAEFIELD |
| Legal Lot Number | 27-28 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 153000 |
1744 Derby Rd is owned and occupied by two individuals who bought it in March 2018.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1744 DERBY RD, BIRMINGHAM, MI 48009-7527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK |
| Mar 19, 2018 | Warranty Deed, Construction Loan · Construction Mortgage CHEMICAL BANK |
| Aug 10, 2017 | Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2018 · Amount on File |
| Deed Sale | Mar 19, 2018 · Amount on File |
| Prior Sale | Aug 10, 2017 · Amount on File |
| Deed Document Number | 201841673 |
| Deed Book / Page | 51643 / 625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1744 DERBY RD, BIRMINGHAM, MI 48009-7527 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000046265 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 53921/18 |
| Instrument | 46265 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 19, 2018 |
| Property Address | 1744 DERBY RD, BIRMINGHAM, MI 48009-7527 |
| Document Number | 0000041673 |
| Book / Page | 51643 / 00625 |
| Map Reference | LB 58 PG 29 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 41673 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 12, 2022 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount on Record |
|---|---|
| Tax | $3,268.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4632 GOODISON PLACE DR, 4632, ROCHESTER, MI 48306-1648 |
| Name | Verified Name |
|---|---|
| Address | 1744 DERBY RD, BIRMINGHAM, MI 48009-7527 |
| Document Number | 0000041674 |
|---|---|
| Date | Mar 19, 2018 |
| Instrument | 41674 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.87% |
| Index | 1-Year CMT |
| Max Rate | 8.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 10, 2017 |
| Property Address | 1744 DERBY RD, BIRMINGHAM, MI 48009-7527 |
| Document Number | 0000151205 |
| Book / Page | 050957 / 000245 |
| Instrument Date | Aug 4, 2017 |
| Instrument | 151205 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2017 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,838.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4632 GOODISON PLACE DR ROCHESTER MI 483061648, ROCHESTER, MI 48306-1648 |
The 2025 property tax bill for 1744 Derby Rd was $21,565 with a homeowner's exemption, down 9.8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,565.00 (-9.78%) Homeowner's exemption | $703,050 | $1,406,100 |
| 2024 | $23,903.00 | ||
| 2023 | $622,980 | $1,245,960 | |
| 2021 | $21,871.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1744 Derby Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1744 Derby Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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