18255 Cactus Ct, Elberta, AL 36530 Property Records

Baldwin County property record for 18255 Cactus Ct, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,792 sqft · built 2019
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,500 (May 2026)
Tax Bill	$728 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50-09-30-0-000-009`

Property Details

APN / Parcel Number

Primary APN	`50-09-30-0-000-009`
Alternative APNs	`292387` `66329`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,792 sqft Heated Area
1st Floor Area	1,792 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	292387
Street Address	18255 CACTUS CT
City	ELBERTA
State	AL
Zip	36530-3255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10 AC(C) N1/2 OF S1/2 OF NE1/4 OF SW1/4 SEC 30-T6S-R6E RP442 PG1978 (WD/SURVIVORSHIP)
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	1
Census Block	1004
Census Tract	11601

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1562 GULF SHORES PKWY, GULF SHORES, AL 36542-3414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage BRYANT BANK
Dec 21, 2018	Trustee's Deed, Construction Loan · Line of Credit MERCHANTS & MARINE BK
Mar 16, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	May 4, 2018 · Amount on Record
Deed Document Number	20262250613
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	May 1, 2026
Property Address	18255 CACTUS CT, ELBERTA, AL 36530-3255
Document Number	0002250613
Instrument Date	Apr 29, 2026
Instrument	2026.2250613
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	PROFESSIONAL TITLE, PROFESSIONAL LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,025.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1562 GULF SHORES PKWY, GULF SHORES, AL 36542-3414
Investor	Possibly a Property Investor

Mortgage

Document Number	0002250613,
Date	May 1, 2026
Instrument	2026.2250613

Lender

Name	BRYANT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BALDWIN AL
Recording Date	Dec 21, 2018
Property Address	18255 CACTUS CT, ELBERTA, AL 36530-3255
Instrument Date	Nov 20, 2018
Instrument	1735814
Transaction Type	Construction Loan
Record Updated	Jan 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	641 BEIGNET DR FOLEY AL 365355800, FOLEY, AL 36535-5800

Mortgage

Document Number	0001735814
Date	Dec 21, 2018
Instrument	1735814

Lender

Name	MERCHANTS & MARINE BK
Type	Bank
Address	GULF SHORES, AL 36542

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 20, 2019

Interest

Rate Type	Adjustable Rate

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 16, 2018
Property Address	18255 CACTUS CT, ELBERTA, AL 36530-3255
Document Number	0001685277
Instrument Date	Mar 2, 2018
Instrument	1685277
Transaction Type	Transfer
Record Updated	Mar 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$208.00
Additional	Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30001 MALKOSKIE RD ELBERTA AL 365303459, ELBERTA, AL 36530-3459

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$728.00 (+3.12%) Homeowner's exemption Senior Citizen's exemption
2025	$706.00 (+12.06%)	$33,680 (+13.25%) Land $2,180 Building $31,500	$482,300 (+14.56%) Land $167,300 Building $315,000
2023	$630.00 (+7.69%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$29,740 (+5.76%)	$421,000 (+12.27%) Land $143,100 Building $277,900
2022	$585.00 (+15.61%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$28,120	$375,000 Land $111,300 Building $263,700
2021	$506.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1998–2020)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 89% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE only, no 5G reported

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