18251 Cactus Ct, Elberta, AL 36530 Property Records

Baldwin County property record for 18251 Cactus Ct, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,200 sqft · built 2022
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on File
Last Sale	$350,000 (Jul 2026)
Tax Bill	$1,639 (2026)
Deeds & Mortgages	Jul 2026 Sale Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50-09-30-0-000-010`

Property Details

APN / Parcel Number

Primary APN	`50-09-30-0-000-010`
Alternative APNs	`521317` `198357` `71584`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Heated Area
1st Floor Area	1,200 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Metal
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Shed	1 Shed
Shed Area	255 sqft
Utility Building	127 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	521317
Street Address	18251 CACTUS CT
City	ELBERTA
State	AL
Zip	36530-3255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 AC S1/2 OF SW1/4 OF NE1/4 OF SW1/4 SEC 30-6S-6E
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	1
Census Block	1004
Census Tract	11601

Owner

18251 Cactus Ct is owned by a company that bought it in July 2026.

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	35838 BOYKIN BLVD, LILLIAN, AL 36549-4106
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 6, 2023	Warranty Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC
Jul 24, 2018	Deed of Trust, Mortgage · Closed-End Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2026 · Amount on File
Deed Sale	Jul 9, 2026 · Amount on File
Prior Sale	May 2, 2018 · Amount on File
Deed Document Number	20262264824
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 9, 2026
Property Address	18251 CACTUS CT, ELBERTA, AL 36530-3255
Document Number	0002264824
Instrument Date	Jul 1, 2026
Instrument	20262264824
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$35,350.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	35838 BOYKIN BLVD, LILLIAN, AL 36549-4106

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jan 6, 2023
Property Address	18251 CACTUS CT, ELBERTA, AL 36530-3255
Document Number	0002041739
Instrument Date	Jan 6, 2023
Instrument	2041739
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1041 TROUT RD, PENSACOLA, FL 32506-8456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18251 CACTUS CT, ELBERTA, AL 36530-3255

Mortgage

Document Number	0002041740
Date	Jan 6, 2023
Instrument	2041740

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	18251 CACTUS CT, ELBERTA, AL 36530-3255
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001709748
Date	Jul 24, 2018
Instrument	1709748

Lender

Name	UNITED BANK
Type	Bank
Address	ATMORE, AL 36502

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jul 22, 2021

Tax Assessment & Valuation

The 2026 property tax bill for 18251 Cactus Ct was $1,639, up 4.9% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,639.00 (+4.86%)
2025	$1,563.00	$55,820 Land $23,220 Building $32,600	$279,100 Land $116,100 Building $163,000
2023	$629.00 (+126.26%)	$22,480 (+126.16%)	$224,700 (+126.06%) Land $85,400 Building $139,300
2022	$278.00 (+14.88%)	$9,940	$99,400 Land $66,400 Building $33,000
2021	$242.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 18251 Cactus Ct in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1998–2020)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18251 Cactus Ct is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 93% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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