Montgomery County property record for 1825 Sheltering Tree Dr, Dayton, OH 45449
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,178 sqft · built 1979 |
| Lot Size | 0.016 acres (871 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,137 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | K48-50405-0035 |
| Primary APN | K48-50405-0035 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,178 sqft Living Area |
| 1st Floor Area | 583 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick/Stone |
| Construction Type | Steel Frame |
| Lot Area | 871 sqft (0.016 acres) |
| Terrain | Rolling |
| View / Lot | Apt/Condo Complex |
| Garage Type | Detached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 12 sqft |
| Deck Area | 90 sqft |
| Patio Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1825 SHELTERING TREE DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45449-2350 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | BLDG 8 #29 WILLOW GREEN CONDO PH 2 GAR BLDG H #29 |
| Legal Subdivision | WILLOW GREEN CONDO |
| Legal Lot Number | 35 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WEST CARROLLTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 50303 |
1825 Sheltering Tree Dr, a condominium, is owned and occupied by an individual who acquired it in February 2016.
Source: Montgomery County records, as of December 30, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1825 SHELTERING TREE DR, DAYTON, OH 45449-2350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 1994 |
| Deed Sale | May 17, 1994 |
| Deed Document Number | 199410295 |
| Deed Book / Page | 940309 / B08 |
| Last Transfer Date | Feb 24, 2016 |
| Transfer Doc | 0000009890 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1825 SHELTERING TREE DR, DAYTON, OH 45449-2350 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000079369 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021-00079369 |
| Name | RIVER VALLEY CU INC |
|---|---|
| Type | Credit Union |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | West Carrollton City |
| Unified School District | West Carrollton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,150 Land $3,280 Building $14,870 | $51,840 Land $9,360 Building $42,480 | |
| 2024 | $1,137.00 (+2.06%) | ||
| 2023 | $1,114.00 (-8.24%) | $18,150 (+17.02%) Land $3,280 Building $14,870 | $51,840 Land $9,360 Building $42,480 |
| 2022 | $1,214.00 | $15,510 Land $2,800 Building $12,710 | |
| 2020 | $44,310 Land $8,000 Building $36,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1825 Sheltering Tree Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1825 Sheltering Tree Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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