1819 198th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 1819 198th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,030 sqft · built 2011
Lot Size	0.109 acres (4,745 sqft)
Owner	2 Individual Names on File
Last Sale	$229,500 (Aug 2011)
Tax Bill	$5,488 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`500391-0-610`

Property Details

APN / Parcel Number

Primary APN	`500391-0-610`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,030 sqft Living Area
Gross Area	2,597 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,745 sqft (0.109 acres)
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1819 198TH ST E
City	SPANAWAY
State	WA
Zip	98387-4145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 14 PLAT SOUTHWIND PDD LOT 61 TOG/W UND INT IN TRS A1, A2, C & D EASE OF RECORD OUT OF 03-18-03-1-021 SEG 2007-0932 JU 5/16/07MC
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	SOUTHWIND PDD
Legal Lot Number	61
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1006
Census Tract	71411

Owner

1819 198th St E is owned and occupied by two individuals who acquired it in April 2018.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1819 198TH ST E, SPANAWAY, WA 98387-4145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit ARMED FORCES BANK NA
Aug 6, 2020	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Mar 4, 2021	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Jul 24, 2019	Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG
May 29, 2018	Intrafamily Transfer, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2011 · Amount on File
Deed Sale	Aug 31, 2011 · Amount on File
Deed Document Number	2011575
Last Transfer Date	Apr 20, 2018
Transfer Doc	0000000254
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Apr 8, 2026
Property Address	1819 198TH ST E, SPANAWAY, WA 98387-4145
Document Number	0000000103
Instrument Date	Apr 2, 2026
Instrument	2026103
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1819 198TH ST E, SPANAWAY, WA 98387-4145

Mortgage

Document Number	0000000103,
Date	Apr 8, 2026
Instrument	2026103

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1819 198TH ST E, SPANAWAY, WA 98387-4145
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1819 198TH ST E, SPANAWAY, WA 98387-4145

Mortgage

Document Number	0010030190
Date	Oct 3, 2022
Instrument	202210030190

Lender

Name	ARMED FORCES BANK NA
Type	Bank
Address	TACOMA, WA 98433

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1819 198TH ST E, SPANAWAY, WA 98387-4145
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008060464
Date	Aug 6, 2020
Instrument	202008060464

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	May 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1819 198TH ST E, SPANAWAY, WA 98387-4145
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003040524
Date	Mar 4, 2021
Instrument	202103040524

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1819 198TH ST E, SPANAWAY, WA 98387-4145
Document Number	1907290139
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1819 198TH ST E SPANAWAY WA 983874145, SPANAWAY, WA 98387-4145

Mortgage

Document Number	1907290139
Date	Jul 29, 2019
Instrument	201907290139

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2049

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	May 29, 2018
Property Address	1819 198TH ST E, SPANAWAY, WA 98387-4145
Document Number	0005290254
Map Reference	DOC200705045012
Instrument Date	Apr 20, 2018
Instrument	201805290254
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1819 198TH ST E, SPANAWAY, WA 98387-4145

Mortgage

Document Number	0005290255
Date	May 29, 2018
Instrument	201805290255

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1819 198th St E was $5,488, up 1% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,488.00 (+0.96%)	$486,200 (+0.23%) Land $143,000 Building $343,200	$486,200 (+0.23%) Land $143,000 Building $343,200
2025	$5,436.00 (+3.29%)	$485,100 (+7.73%) Land $149,600 Building $335,500	$485,100 (+7.73%) Land $149,600 Building $335,500
2024	$5,263.00 (-2.14%)	$450,300 (-3.93%) Land $149,600 Building $300,700	$450,300 (-3.93%) Land $149,600 Building $300,700
2023	$5,378.00	$468,700 Land $141,900 Building $326,800	$468,700 Land $141,900 Building $326,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1819 198th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1819 198th St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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