1824 Spadafore St, Los Banos, CA 93635 Property Records

Merced County property record for 1824 Spadafore St, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,383 sqft · built 2020
Lot Size	0.151 acres (6,556 sqft)
Owner	2 Individual Names on File
Last Sale	$338,000 (Aug 2020)
Tax Bill	$5,380 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`083-650-015-000`

Property Details

APN / Parcel Number

Primary APN	`083-650-015-000`
Alternative APN	`083-650-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,383 sqft Living Area
1st Floor Area	1,383 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	6,556 sqft (0.151 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	43 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	083-650-015
Street Address	1824 SPADAFORE ST
City	LOS BANOS
State	CA
Zip	93635-5397
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 58 SHAUNESSY VILLAGE PH 1 SEC 24/10/10
Legal Subdivision	2018-03 SHAUNESSY VILLAGE PH #
Legal Lot Number	58
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	1
Census Block	1000
Census Tract	2303

Owner

1824 Spadafore St is owned and occupied by two individuals who bought it in August 2020.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1824 SPADAFORE ST, LOS BANOS, CA 93635-5397
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2025	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Jul 20, 2021	Deed of Trust, Mortgage · FHA Mortgage ALAMEDA MORTGAGE CORP
Mar 29, 2021	Deed of Trust, Mortgage · FHA Mortgage ALAMEDA MORTGAGE CORP
Feb 8, 2022	Deed of Trust, Mortgage · FHA Mortgage ALAMEDA MORTGAGE CORP
Aug 25, 2020	Grant Deed, Transfer · FHA Mortgage ALAMEDA MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2020 · Amount on File
Deed Sale	Aug 25, 2020 · Amount on File
Deed Document Number	202029346
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1824 SPADAFORE ST, LOS BANOS, CA 93635-5397
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1824 SPADAFORE ST, LOS BANOS, CA 93635-5397

Mortgage

Document Number	0000023170
Date	Aug 28, 2025
Instrument	2025023170

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Aug 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1824 SPADAFORE ST, LOS BANOS, CA 93635-5397
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1824 SPADAFORE ST, LOS BANOS, CA 93635-5397

Mortgage

Document Number	0000031865
Date	Jul 20, 2021
Instrument	2021031865

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company
Address	LOS BANOS, CA 93635

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1824 SPADAFORE ST, LOS BANOS, CA 93635-5397
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 BERRY RD C, C, ROYAL OAKS, CA 95076-5606

Mortgage

Document Number	0000013823
Date	Mar 29, 2021
Instrument	2021013823

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company
Address	WALNUT CREEK, CA 94596

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Sep 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1824 SPADAFORE ST, LOS BANOS, CA 93635-5397
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1824 SPADAFORE ST, LOS BANOS, CA 93635-5397

Mortgage

Document Number	0000005975
Date	Feb 8, 2022
Instrument	2022005975

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company
Address	WALNUT CREEK, CA 94596

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Aug 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 25, 2020
Property Address	1824 SPADAFORE ST, LOS BANOS, CA 93635-5397
Document Number	0000029346
Map Reference	VOL 81 PG 28-34
Instrument Date	Aug 7, 2020
Instrument	2020029346
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1824 SPADAFORE STREET, LOS BANOS, CA 93635-5397

Mortgage

Document Number	0000029347
Date	Aug 25, 2020
Instrument	2020029347

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Mortgage

Document Number	0000029348
Date	Aug 25, 2020
Instrument	2020029348

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	SACRAMENTO, CA 95814

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1824 Spadafore St was $5,380.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$372,956 (+2%) Land $104,886 Building $268,070
2025	$5,380.00	$365,644 Land $102,830 Building $262,814
2023	$5,107.00 (+2.08%)	$351,447 Land $98,838 Building $252,609
2022	$5,003.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1824 Spadafore St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1824 Spadafore St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Spadafore St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures