1824 Hearthside Dr, Petoskey, MI 49770 Property Records

Emmet County property record for 1824 Hearthside Dr, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,263 sqft · built 2014
Lot Size	0.228 acres (9,932 sqft)
Owner	Trust Name on File
Tax Bill	$12,589 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-16-25-106-248`

Property Details

APN / Parcel Number

Primary APN	`01-16-25-106-248`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,263 sqft Living Area
1st Floor Area	1,263 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Condo/Apartment
Lot Area	9,932 sqft
Garage Area	264 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1824 HEARTHSIDE DR
City	PETOSKEY
State	MI
Zip	49770-8119
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC PUD-RO
Legal Description	HEARTHSIDE GROVE II CONDO, PLAN #369, UNIT 148, SECTION 25 & 26, T35N, R5W
Legal Range	05W
Legal Township	35N
Legal Section	25
Legal Subdivision	HEARTHSIDE GROVE II CONDOMINIUM
Legal Unit	148
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	2
Census Block	2015
Census Tract	970500

Owner

1824 Hearthside Dr, a condominium, is held in a trust since July 2024.

Source: Emmet County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	23450 WOODLAND RIDGE DR, LAKEVILLE, MN 55044-7031
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Aug 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES BANK & TRUST CO
Aug 21, 2019	Warranty Deed, Transfer · Stand-Alone Refinance PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2014
Deed Sale	Jul 22, 2014
Deed Document Number	20145121079
Deed Book / Page	1168 / 311
Last Transfer Date	Jul 20, 2024
Transfer Doc	0005215629
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1824 HEARTHSIDE DR, PETOSKEY, MI 49770-8119
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23450 WOODLAND RIDGE DR, LAKEVILLE, MN 55044-7031

Mortgage

Document Number	0000001271/0000000863
Date	Dec 12, 2025
Book Page	0000001271/0000000863
Instrument	5224899

Lender

Name	PEOPLES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2045

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1824 HEARTHSIDE DR, PETOSKEY, MI 49770-8119
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001214/457
Date	Aug 21, 2019
Book Page	1214/457
Instrument	5167376

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Aug 21, 2019
Property Address	1824 HEARTHSIDE DR, PETOSKEY, MI 49770-8119
Document Number	1214/456
Book / Page	1214 / 456
Instrument Date	Aug 16, 2019
Instrument	5167375
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	TALON GROUP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23450 WOODLAND RIDGE DR, LAKEVILLE, MN 55044-7031

Mortgage

Document Number	1214/457
Date	Aug 21, 2019
Book Page	1214/457
Instrument	5167376

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$958,200 Land $958,200	$1,916,400 Land $1,916,400
2024	$12,589.00
2023		$397,800 Land $397,800	$795,600 Land $795,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1824 Hearthside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1824 Hearthside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Truestream.

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