1821 Hearthside Dr, Petoskey, MI 49770 Property Records

Emmet County property record for 1821 Hearthside Dr, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Details	1.5 ba · 864 sqft · built 2014
Lot Size	0.185 acres (8,099 sqft)
Owner	Company Name on File
Tax Bill	$16,622 (2024)
Deeds & Mortgages	Sep 2022 Sale Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-16-25-106-265`

Property Details

APN / Parcel Number

Primary APN	`01-16-25-106-265`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Condo/Apartment
Lot Area	8,099 sqft (0.185 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1821 HEARTHSIDE DR
City	PETOSKEY
State	MI
Zip	49770-8119
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC PUD-RO
Legal Description	HEARTHSIDE GROVE II CONDO, PLAN #369, UNIT 165, SECTION 25 & 26, T35N, R5W
Legal Range	05W
Legal Township	35N
Legal Section	25
Legal Subdivision	HEARTHSIDE GROVE II CONDOMINIUM
Legal Unit	165
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	2
Census Block	2011
Census Tract	970500

Owner

1821 Hearthside Dr, a condominium, is owned by a company that acquired it in September 2022.

Source: Emmet County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	15814 CHAMPION FOREST DR, SPRING, TX 77379-7141
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Warranty Deed, Transfer
Sep 10, 2021	Warranty Deed, Transfer
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2022
Deed Sale	Sep 12, 2022
Deed Document Number	20225199951
Deed Book / Page	1246 / 981
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Sep 12, 2022
Property Address	1821 HEARTHSIDE DR, PETOSKEY, MI 49770-8119
Document Number	001246/981
Book / Page	1246 / 981
Instrument Date	Sep 8, 2022
Instrument	5199951
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15814 CHAMPION FOREST DR, SPRING, TX 77379-7141

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Sep 10, 2021
Property Address	1821 HEARTHSIDE DR, PETOSKEY, MI 49770-8119
Document Number	1236/997
Book / Page	1236 / 997
Instrument Date	Sep 7, 2021
Instrument	5189959
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RESORTS BLVD, LAKE TOXAWAY, NC 28747-9690

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1821 HEARTHSIDE DR, PETOSKEY, MI 49770-8119
Transaction Type	Mortgage
Record Updated	Aug 31, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1821 HEARTHSIDE DR, PETOSKEY, MI 49770-8119

Mortgage

Document Number	0000001223/0000000459
Date	Jul 28, 2020
Book Page	0000001223/0000000459
Instrument	5176402

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$667,600 Land $667,600	$1,335,200 Land $1,335,200
2024	$16,622.00
2023		$364,500 Land $364,500	$729,000 Land $729,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1821 Hearthside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1821 Hearthside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Truestream.

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