18231 Ridgeline Dr, Estero, FL 33928 Property Records

Lee County property record for 18231 Ridgeline Dr, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · built 2023
Lot Size0.22 acres (9,567 sqft)
Owner2 Individual Names on Record
Last Sale$613,000 (Apr 2023)
Tax Bill$9,159 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-27-L4-0300C.1990

Property Details

APN / Parcel Number

Primary APN30-46-27-L4-0300C.1990
Alternative APNs
  • 273046L40300C1990
  • 10604510

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area9,567 sqft (0.22 acres)
View / LotLake
PorchPorch
Porch Area56 sqft

Location & Zoning

Account Number10604510
Street Address18231 RIDGELINE DR
CityESTERO
StateFL
Zip33928-9688
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionVERDANA VILLAGE PHASE 1B BLOCK C LOT 199 A REPLAT OF TRACT F-2 AS DESC IN INST 2021000198492
Legal Range27E
Legal Township46S
Legal Section30
Legal SubdivisionVERDANA VILLAGE
Legal Phase1
Legal TractF-2
Legal BlockC
Legal Lot Number199
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1003
Census Tract50312

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address18231 RIDGELINE DR, ESTERO, FL 33928-9688
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2023 · Amount on Record
Deed SaleApr 6, 2023 · Amount on Record
Prior SaleJul 6, 2022 · Amount on Record
Deed Document Number2023123404
Record UpdatedOct 29, 2026

April 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateApr 6, 2023
Property Address18231 RIDGELINE DR, ESTERO, FL 33928-9688
Document Number0000123404
Map ReferenceDOC 2021000198492
Instrument DateMar 30, 2023
Instrument2023000123404
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 19, 2023
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,291.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address18231 RIDGELINE DR, ESTERO, FL 33928-9688

Mortgage

Document Number0000123405
DateApr 6, 2023
Instrument2023000123405
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
AddressMIAMI, FL 33126
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$485,543 (-6.53%) Land $96,819 Building $388,724$485,543 (-6.53%) Land $96,819 Building $388,724
2025$9,159.00 (+151.69%)$519,469 (+393.75%) Land $105,524 Building $413,945$519,469 (+393.75%) Land $105,524 Building $413,945
2023$3,639.00 (+38.79%)$105,209 (+31.35%) Land $105,209$105,209 (+31.35%) Land $105,209
2022$2,622.00$80,100 Land $80,100$80,100 Land $80,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 205 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies329 units insured
incl. 124 condo units
Nearby Flood Claims42 (1981–2024)
Claims Outside the SFHA9 of 42
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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