18226 Ridgeline Dr, Estero, FL 33928 Property Records

Lee County property record for 18226 Ridgeline Dr, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Lot Size0.224 acres (9,743 sqft)
Owner2 Individual Names on Record
Last Sale$710,800 (Jun 2023)
Tax Bill$9,180 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-27-L4-0300C.3410

Property Details

APN / Parcel Number

Primary APN30-46-27-L4-0300C.3410
Alternative APNs
  • 273046L40300C3410
  • 10604551

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area9,743 sqft (0.224 acres)
View / LotLake

Location & Zoning

Account Number10604551
Street Address18226 RIDGELINE DR
CityESTERO
StateFL
Zip33928-9687
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionVERDANA VILLAGE PHASE 1B BLOCK C LOT 341 A REPLAT OF TRACT F-2 AS DESC IN INST 2021000198492
Legal Range27E
Legal Township46S
Legal Section30
Legal SubdivisionVERDANA VILLAGE
Legal Phase1
Legal TractF-2
Legal BlockC
Legal Lot Number341
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1003
Census Tract50312

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18226 RIDGELINE DR, ESTERO, FL 33928-9687
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2023 · Amount on Record
Deed SaleJun 5, 2023 · Amount on Record
Prior SaleAug 3, 2022 · Amount on Record
Deed Document Number2023196671
Record UpdatedOct 29, 2026

June 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateJun 5, 2023
Property Address18226 RIDGELINE DR, ESTERO, FL 33928-9687
Document Number0000196671
Map ReferenceDOC 2021000198492
Instrument DateMay 31, 2023
Instrument2023000196671
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 9, 2024
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,975.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

NameVerified Name
Address18226 RIDGELINE DR, ESTERO, FL 33928-9687

Mortgage

Document Number0000196672
DateJun 5, 2023
Instrument2023000196672
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$686,075 (+22.22%) Land $96,819 Building $589,256$686,075 (+21.14%) Land $96,819 Building $589,256
2025$9,180.00 (+150.55%) Homeowner's exemption$561,358 (+423.98%)$566,358 (+428.64%) Land $105,524 Building $460,834
2023$3,664.00 (+39%)$107,134 (+29.74%) Land $107,134$107,134 (+29.74%) Land $107,134
2022$2,636.00$82,575 Land $82,575$82,575 Land $82,575

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 205 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies329 units insured
incl. 124 condo units
Nearby Flood Claims42 (1981–2024)
Claims Outside the SFHA9 of 42
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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