1823 S 7th St, Waco, TX 76706 Property Records

McLennan County property record for 1823 S 7th St, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,456 sqft · built 1950
Lot Size	0.094 acres (4,100 sqft)
Owner	Company Name on File
Tax Bill	$3,934 (2025)
Deeds & Mortgages	Aug 2020 Loan Modification Aug 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-001600-004900-0`

Property Details

APN / Parcel Number

Primary APN	`48-001600-004900-0`
Alternative APNs	`4800160000490000111` `161923`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	912 sqft
Upper Floors Area	544 sqft
Flooring	Carpet

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	4,100 sqft (0.094 acres)
Porch	Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1823 S 7TH ST
City	WACO
State	TX
Zip	76706-2465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O2
Legal Description	BAGBY LOT B7D BLOCK 3 ACRES .0941
Legal Subdivision	BAGBY
Legal Block	3
Legal Lot Number	B7D
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2011
Census Tract	402

Owner

1823 S 7th St, a single family home, is owned by a company.

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 1701, WACO, TX 76703-1701
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Loan Modification, Mortgage CENTRAL NAT'L BK
Aug 26, 2019	Loan Modification, Mortgage NOT AVAILABLE
Aug 26, 2017	Loan Modification, Mortgage CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1823 S 7TH ST, WACO, TX 76706-2465
Document Number	0000028790
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1701 WACO TX 767031701, WACO, TX 76703-1701

Mortgage

Document Number	0000028790
Date	Aug 19, 2020
Instrument	28790

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Term	24 Months
Due	Aug 18, 2022

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1823 S 7TH ST, WACO, TX 76706-2465
Document Number	0000029003
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1701 WACO TX 767031701, WACO, TX 76703-1701

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1823 S 7TH ST, WACO, TX 76706-2465
Document Number	0000028549
Instrument Date	Aug 26, 2017
Transaction Type	Mortgage
Record Updated	Sep 15, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1701 WACO TX 767031701, WACO, TX 76703-1701

Mortgage

Document Number	0000028549
Date	Aug 30, 2017
Instrument	28549

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Term	12 Months
Due	Aug 29, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 1823 S 7th St was $3,934, down 0.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,000 (-) Land $124,030 Building $50,970	$175,000 (-) Land $124,030 Building $50,970
2025	$3,934.00 (-0.33%)	$175,000 Land $124,030 Building $50,970	$175,000 Land $124,030 Building $50,970
2024	$3,947.00
2023		$175,000 Land $112,750 Building $62,250	$175,000 Land $112,750 Building $62,250
2022	$3,923.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1823 S 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1823 S 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Pavlov Media.

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