1813 S 7th St, Waco, TX 76706 Property Records

McLennan County property record for 1813 S 7th St, Waco, TX 76706

Property Summary

Property Type	Apartments (5+ Units)
Details	1 ba · 5,520 sqft · built 1953
Lot Size	0.263 acres (11,463 sqft)
Owner	Company Name on File
Tax Bill	$6,722 (2025)
Deeds & Mortgages	Aug 2020 Loan Modification Aug 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-001600-004700-8`

Property Details

APN / Parcel Number

Primary APN	`48-001600-004700-8`
Alternative APNs	`4800160000470080111` `161922`

Interior

Full Baths	1 Bath
Units	12 Units
Stories	2 Stories
Building Area	5,520 sqft Living Area
1st Floor Area	2,760 sqft
2nd Floor Area	2,760 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1968
Architectural Style	Multi-Family
Lot Area	11,463 sqft (0.263 acres)
Porch	Open Porch
Porch Area	124 sqft
Storage Building	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1813 S 7TH ST
City	WACO
State	TX
Zip	76706-2420
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	O2
Legal Description	BAGBY LOT B4A5 BLOCK 3 ACRES .2632
Legal Subdivision	BAGBY
Legal Block	3
Legal Lot Number	B4A5
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2011
Census Tract	402

Owner

1813 S 7th St, a residential property, is owned by a company.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 1701, WACO, TX 76703-1701
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Loan Modification, Mortgage CENTRAL NAT'L BK
Aug 26, 2019	Loan Modification, Mortgage NOT AVAILABLE
Aug 26, 2018	Loan Modification, Mortgage CENTRAL NAT'L BK
Aug 26, 2017	Loan Modification, Mortgage CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1813 S 7TH ST, WACO, TX 76706-2420
Document Number	0000028790
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1701 WACO TX 767031701, WACO, TX 76703-1701

Mortgage

Document Number	0000028790
Date	Aug 19, 2020
Instrument	28790

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Term	24 Months
Due	Aug 18, 2022

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1813 S 7TH ST, WACO, TX 76706-2420
Document Number	0000029003
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1701 WACO TX 767031701, WACO, TX 76703-1701

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1813 S 7TH ST, WACO, TX 76706-2420
Document Number	0000031475
Instrument Date	Aug 26, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1701 WACO TX 767031701, WACO, TX 76703-1701

Mortgage

Document Number	0000031475
Date	Sep 5, 2018
Instrument	31475

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Term	12 Months
Due	Sep 4, 2019

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1813 S 7TH ST, WACO, TX 76706-2420
Document Number	0000028549
Instrument Date	Aug 26, 2017
Transaction Type	Mortgage
Record Updated	Sep 15, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1701 WACO TX 767031701, WACO, TX 76703-1701

Mortgage

Document Number	0000028549
Date	Aug 30, 2017
Instrument	28549

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Term	12 Months
Due	Aug 29, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 1813 S 7th St was $6,722, down 0.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,000 (-) Land $237,552 Building $61,448	$299,000 (-) Land $237,552 Building $61,448
2025	$6,722.00 (-0.33%)	$299,000 Land $237,552 Building $61,448	$299,000 Land $237,552 Building $61,448
2024	$6,744.00
2023		$299,000 Land $263,650 Building $35,350	$299,000 Land $263,650 Building $35,350
2022	$6,703.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1813 S 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1813 S 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Pavlov Media.

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