Frederick County property record for 1823 Millstream Dr, Frederick, MD 21702 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1979 |
| Square Footage | 2,032 sqft Living Area |
| Lot Size | 7,700 sqft (0.177 acres) |
| Garage | Attached, 440 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $320,000 (2020) |
| Tax Bill | $5,452.00 (2024) |
| Primary APN | 02-077019 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,032 sqft Living Area |
| Gross Area | 2,472 sqft Gross Area |
| 1st Floor | 914 sqft 1st Floor |
| Basement Area | 300 sqft Basement |
| Finished Basement | 300 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Conventional Style |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,700 sqft (0.177 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Deck Area | 288 sqft Deck |
| Porch | Open Porch |
| Porch Area | 32 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 077019 |
|---|---|
| Street Address | 1823 MILLSTREAM DR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3017 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 12 SECT 4 PLAT 1 7700 SQ FT AMBER MEADOWS |
| Legal Subdivision | AMBER MDWS 01 SEC 04 |
| Legal Block | A |
| Legal Lot Number | 12 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 750701 |
Source: Frederick County records · APN 02-077019
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1823 MILLSTREAM DR, FREDERICK, MD 21702-3017 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Mar 20, 2024 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Jul 08, 2020 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage SEVERN SAVINGS BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 08, 2020 · Amount on Record |
| Deed Sale | Jul 08, 2020 · Amount on Record |
| Prior Sale | Oct 02, 1990 · Amount on Record |
| Deed Book / Page | 13881 / 1 |
| Prior Transfer Date | Nov 10, 2009 |
| Prior Transfer Doc | 0075970089 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1823 MILLSTREAM DR, FREDERICK, MD 21702-3017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0168000320 |
|---|---|
| Date | Mar 20, 2024 |
| Book Page | 16800/320 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 08, 2020 |
| Property Address | 1823 MILLSTREAM DR, FREDERICK, MD 21702-3017 |
| Document Number | 0138810001 |
| Book / Page | 13881 / 1 |
| Map Reference | MB 20 PG 51 |
| Instrument Date | Jul 01, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | LEGACYHOUSE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1823 MILLSTREAM DR, FREDERICK, MD 21702-3017 |
| Document Number | 138818 |
|---|---|
| Date | Jul 08, 2020 |
| Instrument | 13881/8 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $344,600 (+18.47%) Land $118,200 Building $226,400 | $344,600 (-) Land $118,200 Building $226,400 | |
| 2024 | $5,452.00 (+7.2%) | ||
| 2023 | $5,086.00 Homeowner's exemption | $290,867 | $344,600 Land $118,200 Building $226,400 |
1823 Millstream Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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