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1820 Millstream Dr, Frederick, MD 21702 Property Records

Frederick County property record for 1820 Millstream Dr, Frederick, MD 21702 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 1979
Square Footage1,370 sqft Living Area
Lot Size6,820 sqft (0.157 acres)
GarageBasement, 480 sqft
OccupancyOwner Occupied
Last Sale$453,000 (2026)
Tax Bill$5,618.00 (2025)

Property Details

APN / Parcel Number

Primary APN02-077140
Alternative APNs
  • 2077140
  • 077140

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,370 sqft Living Area
1st Floor1,020 sqft 1st Floor
Basement Area350 sqft Basement
Finished Basement350 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleSplit Foyer Style
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area6,820 sqft (0.157 acres)
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage
Garage Area480 sqft Garage
Deck Area120 sqft Deck
Patio Area220 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageMunicipal Sewage

Location & Zoning

Account Number077140
Street Address1820 MILLSTREAM DR
CityFREDERICK
StateMD
Zip21702-3018
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 11 SECT 4 PLAT 1 6820 SQ FT AMBER MEADOWS
Legal SubdivisionAMBER MEADOWS
Legal BlockB
Legal Lot Number11
JurisdictionFREDERICK MD
Minor Civil Division2, FREDERICK
Census Blockgroup2
Census Block2014
Census Tract750701

Owner

Source: Frederick County records · APN 02-077140

Assessment roll updated August 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1820 MILLSTREAM DR, FREDERICK, MD 21702-3018
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
May 15, 2026Special Warranty Deed, Transfer · Conventional Mortgage
MANUFACTURERS BANK AND TRUST COMPANY
Jun 01, 2021Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GEORGE MASON MORTGAGE LLC
Sep 11, 2020Deed, Transfer · Conventional Mortgage
PRIMELENDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 15, 2026 · Amount on Record
Deed SaleMay 15, 2026 · Amount on Record
Prior SaleJun 01, 2021 · Amount on Record
Deed Doc Number2026
Deed Book / Page17865 / 20
Record RefreshedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address1820 MILLSTREAM DR, FREDERICK, MD 21702-3018
Transaction TypeMortgage
Record UpdatedJun 04, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1820 MILLSTREAM DR, FREDERICK, MD 21702-3018

Mortgage

Document Number0162780178
DateDec 29, 2022
Book Page16278/178
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term342 Months
DueJun 01, 2051

May 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFREDERICK MD
Recording DateMay 15, 2026
Property Address1820 MILLSTREAM DR, FREDERICK, MD 21702-3018
Document Number1786000020
Book / Page17865 / 20
Instrument DateMay 13, 2026
Transaction TypeTransfer
Record UpdatedJun 02, 2026
Title CompanyCAPITAL TITLE, CAPITOL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$457,530.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1820 MILLSTREAM DR, FREDERICK, MD 21702-3018

Mortgage

Document Number1786000029,
DateMay 15, 2026
Book Page17865/29
Lender
NameMANUFACTURERS BANK AND TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJun 01, 2021
Property Address1820 MILLSTREAM DR, FREDERICK, MD 21702-3018
Document Number0149420193
Book / Page14942 / 193
Map ReferenceMB 20 PG 51
Instrument DateMay 12, 2021
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyBLUE RIDGE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$925.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address1820 MILLSTREAM DR, FREDERICK, MD 21702-3018

Mortgage

Document Number14942198
DateJun 01, 2021
Instrument14942/198
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 11, 2020
Property Address1820 MILLSTREAM DR, FREDERICK, MD 21702-3018
Document Number0140610263
Book / Page14061 / 263
Map ReferenceLB 20 FO 51
Instrument DateAug 27, 2020
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address8579 INDIAN SPRINGS RD, FREDERICK, MD 21702-2325

Mortgage

Document Number14061268
DateSep 11, 2020
Instrument14061/268
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,618.00 (+8.06%)$303,000 (+18.92%) Land $116,000 Building $187,000$303,000 (-) Land $116,000 Building $187,000
2024$5,199.00 (+11.38%)
2023$4,668.00$254,800$303,000 Land $116,000 Building $187,000

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