1823 3rd St SE, Winter Haven, FL 33880 Property Records

Polk County property record for 1823 3rd St SE, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,102 sqft · built 1973
Lot Size	0.258 acres (11,247 sqft)
Owner	2 Individual Names on Record
Last Sale	$312,000 (Aug 2023)
Tax Bill	$1,207 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-33-658200-000390`

Property Details

APN / Parcel Number

Primary APN	`26-28-33-658200-000390`
Alternative APNs	`332826658200000390` `32826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,102 sqft Living Area
1st Floor Area	2,102 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	11,247 sqft (0.258 acres)
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	572 sqft
Porch	Unfinished Open Porch
Porch Area	90 sqft
Shed	1 Shed

Location & Zoning

Street Address	1823 3RD ST SE
City	WINTER HAVEN
State	FL
Zip	33880-4411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TERRACE GARDENS SUB PB 46 PG 46 LOT 39
Legal Range	26E
Legal Township	28S
Legal Section	33
Legal Subdivision	TERRACE GARDENS SUBDIVISION
Legal Tract	658200
Legal Block	1
Legal Lot Number	39
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1017
Census Tract	14005

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1823 3RD ST SE, WINTER HAVEN, FL 33880-4411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2023 · Amount on Record
Deed Sale	Aug 21, 2023 · Amount on Record
Deed Document Number	2023195392
Deed Book / Page	12807 / 1139
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 21, 2023
Property Address	1823 3RD ST SE, WINTER HAVEN, FL 33880-4411
Document Number	0000195392
Book / Page	12807 / 1139
Map Reference	MB 46 PG 46
Instrument Date	Aug 14, 2023
Instrument	2023195392
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,184.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12456 PRIMROSE GROVE LN, LAS VEGAS, NV 89138-4727

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1823 3RD ST SE, WINTER HAVEN, FL 33880-4411

Mortgage

Document Number	0128071141
Date	Aug 21, 2023
Instrument	12807/1141

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,092 (+2.7%)	$248,606 (-6.78%) Land $50,000 Building $198,606
2025	$1,207.00 (-69.25%)	$131,540 (-48.36%)	$266,679 (+4.69%) Land $50,000 Building $216,679
2023	$3,925.00 (+511.37%)	$254,732 (+154.47%) Land $48,000 Building $206,732	$254,732 (+7.88%) Land $48,000 Building $206,732
2022	$642.00 Homeowner's exemption	$100,103	$236,124 Land $40,000 Building $196,124

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20