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1822 3rd St SE, Winter Haven, FL 33880 Property Records

Polk County property record for 1822 3rd St SE, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,498 sqft · built 1968
Lot Size0.232 acres (10,123 sqft)
OwnerIndividual Name on Record
Last Sale$139,900 (Sep 2019)
Tax Bill$2,688 (2025)
Deeds & MortgagesSep 2019 Transfer
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-33-658200-000450

Property Details

APN / Parcel Number

Primary APN26-28-33-658200-000450
Alternative APNs
  • 332826658200000450
  • 32826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,498 sqft Living Area
Gross Area1,855 sqft
1st Floor Area1,498 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area10,123 sqft (0.232 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area357 sqft
PorchUnfinished Open Porch
Porch Area57 sqft

Location & Zoning

Street Address1822 3RD ST SE
CityWINTER HAVEN
StateFL
Zip33880-4424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTERRACE GARDENS SUB PB 46 PG 46 LOT 45
Legal Range26E
Legal Township28S
Legal Section33
Legal SubdivisionTERRACE GARDENS SUBDIVISION
Legal Tract658200
Legal Block1
Legal Lot Number45
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1008
Census Tract14005

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1822 3RD ST SE, WINTER HAVEN, FL 33880-4424
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2019Quit Claim Deed, Transfer
REAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC
Sep 4, 2019Warranty Deed, Transfer · FHA Mortgage
AMERIFIRST FIN'L CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2019 · Amount on Record
Deed SaleSep 4, 2019 · Amount on Record
Deed Document Number2019185937
Deed Book / Page10961 / 187
Prior Transfer DateAug 30, 2019
Prior Transfer Doc0109610186
Record UpdatedOct 29, 2026

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateSep 4, 2019
Property Address1822 3RD ST SE, WINTER HAVEN, FL 33880-4424
Document Number0109610186
Book / Page010961 / 000186
Instrument DateAug 30, 2019
Instrument185936
Transaction TypeTransfer
Record UpdatedSep 17, 2019
Title CompanyREAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1822 3RD ST SE WINTER HAVEN FL 338804424, WINTER HAVEN, FL 33880-4424

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 4, 2019
Property Address1822 3RD ST SE, WINTER HAVEN, FL 33880-4424
Document Number0109610187
Book / Page010961 / 000187
Instrument DateAug 30, 2019
Instrument185937
Transaction TypeTransfer
Record UpdatedSep 23, 2019
Title CompanyREAL ESTATE TITLE, REAL ESTATE TITLE SVCS CORP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$979.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1822 3RD ST SE WINTER HAVEN FL 338804424, WINTER HAVEN, FL 33880-4424

Mortgage

Document Number109610188
DateSep 4, 2019
Book Page010961/000188
Instrument185938
Lender
NameAMERIFIRST FIN'L CORP
AddressPORTAGE, MI 49002
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 3, 2049

Mortgage

Document Number109610206,
DateSep 4, 2019
Book Page010961/000206
Instrument185939
Lender
NameHOUSING FIN AGCY
AddressTALLAHASSEE, FL 32301-1329
Agreement
AmountAmount Recorded
Term360 Months
DueSep 3, 2049
Interest
Rate12%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$199,418 (+3.71%) Land $50,000 Building $149,418$199,418 (-8.86%) Land $50,000 Building $149,418
2025$2,688.00 (-14.39%)$192,281 (-2.97%)$218,809 (+10.42%) Land $50,000 Building $168,809
2024$3,140.00 (+10.95%)
2023$2,830.00 (+8.72%)$198,165 (+11.77%) Land $48,000 Building $150,165$198,165 (+11.77%) Land $48,000 Building $150,165
2022$2,603.00$177,303 Land $40,000 Building $137,303$177,303 Land $40,000 Building $137,303

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2004)
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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