Harrison County property record for 18227 Oak Dr, Saucier, MS 39574
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,665 sqft · built 1977 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,187 (2022) |
| Deeds & Mortgages | Nov 2022 Transfer Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0602H-01-027.000 |
| Primary APN | 0602H-01-027.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,665 sqft Adjusted Area |
| 1st Floor Area | 2,248 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 800 sqft |
| Patio Area | 160 sqft |
| Utility Building | 480 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 18227 OAK DR |
|---|---|
| City | SAUCIER |
| State | MS |
| Zip | 39574-9267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 165 FT N & 278 FT W OF SE COR OF SW1/4 OF SE1/4 W 225 FT N 581 FT TO CENTER OF RD E ALONG SAID PROPOSED RD 225 FT S 581 F |
| Legal Range | 12W |
| Legal Township | 05S |
| Legal Section | 01 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 3506 |
18227 Oak Dr is owned and occupied by an individual who acquired it in July 2022.
Source: Harrison County records, as of November 6, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18227 OAK DR, SAUCIER, MS 39574-9267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 9, 2022 | Intrafamily Transfer, Transfer |
| Jul 2, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Feb 5, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 19, 2022 |
| Transfer Doc | 0000027823 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Nov 9, 2022 |
| Property Address | 18227 OAK DR, SAUCIER, MS 39574-9267 |
| Document Number | 20220027823DJ1 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 2022-0027823-D-J1 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11827 OAK DR, SAUCIER, MS 39574 |
| Name | Verified Name |
|---|---|
| Address | 11827 OAK DR, SAUCIER, MS 39574 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 18227 OAK DR, SAUCIER, MS 39574-9267 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20200006338TJ1 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 2020-0006338-T-J1 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 18227 OAK DR, SAUCIER, MS 39574-9267 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210001642TJ1 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 2021-0001642-T-J1 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,940 | $159,403 Land $27,039 Building $132,364 | |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $15,579 | $155,791 Land $24,582 Building $131,209 |
| 2022 | $1,187.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18227 Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18227 Oak Dr is high, ranking above 79% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 96% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUCIER UTILITIES private · serves 1,853 people · EPA ID MS0240011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures