Harrison County property record for 18226 Oak Dr, Saucier, MS 39574
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,300 sqft · built 1979 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $247,000 (Aug 2017) |
| Deeds & Mortgages | Apr 2022 Mortgage May 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0602H-01-020.000 |
| Primary APN | 0602H-01-020.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,300 sqft Adjusted Area |
| Gross Area | 2,923 sqft |
| 1st Floor Area | 2,825 sqft |
| Flooring | Carpet |
| Interior Walls | Unfinished |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 261,360 sqft (6 acres) |
| Deck Area | 462 sqft |
|---|---|
| Patio Area | 245 sqft |
| Shed | 1 Shed |
| Shed Area | 864 sqft |
| Greenhouse | 48 sqft |
| Utility Building | 308 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 075178 |
|---|---|
| Street Address | 18226 OAK DR |
| City | SAUCIER |
| State | MS |
| Zip | 39574-9265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 825 FT E OF NW COR OF SW1/4 OF SE1/4 S 583 FT TO CENTER OF RD E ALONG SAID RD 450 FT N 583 FT W 450 FT M/L TO BEG SEC 1-5 |
| Legal Range | 12 |
| Legal Township | 05 |
| Legal Section | 01 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 3506 |
Source: Harrison County records, as of November 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18226 OAK DR, SAUCIER, MS 39574-9265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| May 1, 2018 | Deed of Trust, Mortgage FREEDOM MORTGAGE CORP |
| Mar 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE |
| Dec 10, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Jun 20, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2017 · Amount on Record |
| Deed Sale | Aug 11, 2017 · Amount on Record |
| Deed Document Number | 2017-0005487-D-J1 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 18226 OAK DR, SAUCIER, MS 39574-9265 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20220008551TJ1 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 2022-0008551-T-J1 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 18226 OAK DR, SAUCIER, MS 39574-9265 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20180003566TJ1 |
|---|---|
| Date | May 1, 2018 |
| Instrument | 2018-0003566-T-J1 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Amount | Amount Recorded |
|---|---|
| Term | 335 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 18226 OAK DR, SAUCIER, MS 39574-9265 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Title Company | WESTCOR LAND TITLE, WESTEOR LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 202002282TJ1 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 2020-02282-T-J1 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 18226 OAK DR, SAUCIER, MS 39574-9265 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20200012921TJ1 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 2020-0012921-T-J1 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 18226 OAK DR, SAUCIER, MS 39574-9265 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20195104TJ1 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 2019-5104-T-J1 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $20,813 (+6.43%) | $184,564 (+6.54%) Land $44,406 Building $140,158 |
| 2023 | $19,555 | $173,237 Land $40,368 Building $132,869 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 95% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUCIER UTILITIES private · serves 1,853 people · EPA ID MS0240011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures