18222 Delray Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18222 Delray Dr, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 4,207 sqft · built 2016
Lot Size0.594 acres (25,896 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (May 2015)
Tax Bill$14,780 (2023)
Deeds & MortgagesOct 2025 Line of Credit
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-052-04

Property Details

APN / Parcel Number

Primary APN001-052-04

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area4,207 sqft Heated Area
Gross Area5,729 sqft
1st Floor Area2,181 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area25,896 sqft (0.594 acres)
PorchPorch
Porch Area324 sqft
Patio Area25 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-052-04
Street Address18222 DELRAY DR
CityCORNELIUS
StateNC
Zip28031-8637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL5 M56-29
Legal SubdivisionPOINT LARGO MAP
Legal Lot Number5
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group2
Census Block2000
Census Tract6220

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address18222 DELRAY DR, CORNELIUS, NC 28031-8637
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2025Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
Mar 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 3, 2021Deed of Trust, Mortgage · Line of Credit
AQUESTA BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2015 · Amount on Record
Deed SaleMay 1, 2015 · Amount on Record
Prior SaleFeb 18, 2014
Deed Document Number0002994129
Deed Book / Page29941 / 29
Prior Transfer DateSep 16, 2014
Prior Transfer Doc2014107606
Record UpdatedJun 7, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address18222 DELRAY DR, CORNELIUS, NC 28031-8637
Transaction TypeMortgage
Record UpdatedNov 6, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address18222 DELRAY DR, CORNELIUS, NC 28031-8637

Mortgage

Document Number0000109228
DateOct 24, 2025
Book Page39955/771
Instrument2025109228
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressCORNELIUS, NC 28031
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 23, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address18222 DELRAY DR, CORNELIUS, NC 28031-8637
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041389
DateMar 3, 2021
Book Page35750/114
Instrument2021041389
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address18222 DELRAY DR, CORNELIUS, NC 28031-8637
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address18222 DELRAY DR, CORNELIUS, NC 28031-8637

Mortgage

Document Number0000109342
DateJun 3, 2021
Book Page36141/135
Instrument2021109342
Lender
NameAQUESTA BANK
TypeBank
AddressCORNELIUS, NC 28031
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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